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Great Southern Bank Business+ Unsecured Loan

Unsecured fixed rate business loan of $20,000 to $50,000 over 1, 2 or 3 years, applied for online, for working capital, stock, equipment or ATO debts.

From lender's website, 25 Sept 2026
Amount
$20K to $50K
Term
1 yr to 3 yrs
Rate
10.95% p.a. to 20.95% p.a. fixed
Security
Unsecured

Product details

As published by Great Southern Bank. Details not published by the lender are marked.

Loan amount
$20K to $50K
Rate
10.95% p.a. to 20.95% p.a. fixedRates current as at 15 May 2026 and subject to change. The rate offered depends on your personal circumstances and credit history (rate schedule bands from Exceptional to Below Average).
Rate type
Fixed
Term
1 yr to 3 yrs
Security
Unsecured
Structure
Term loan
Fees
Establishment fee of $495 ยท Service fee of $20 per month
Repayment frequency
Not published
Early repayment
Early payout costs apply if the whole or part of the loan is repaid during a fixed rate period, calculated from movements in wholesale swap rates
Time trading
1+ year trading
Turnover
$75K+ annual turnover
Documents
ID, a recent tax return (within the last 18 months) and details of business liabilities
Guarantees
If the business is a company, all directors must provide a guarantee
Funding time
Paid into your Business+ Account within one minute of signing
Restrictions
Sole traders and companies owned by individuals only; not available to companies owned by another company, partnerships, trusts, self-managed super funds or tax residents outside Australia; must have an ABN; applicants 18+ and Australian residents
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowStockEquipmentTax debtRefinance

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Term
Not published
Security
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Rate
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Repayments
Not published
Trading
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From lender's website, 25 Sept 2026
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