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NAB QuickBiz Overdraft

Unsecured business overdraft of $5,000 to $50,000 with a variable rate, applied for online, with interest charged only on funds used.

Working Capital FinanceCashflow Loans
Source dated 25 Sept 2026
Amount
$5K to $50K
Term
Not published
Rate
16.25% p.a. variable
Security
Unsecured
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Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
$5K to $50K
Rate
16.25% p.a. variableShown on the product page on 2026-09-25 with no as-at date. NAB's indicator rates page separately lists a QuickBiz overdraft prime rate of 9.12% p.a. (21 September 2026, customer margin may apply).
Rate type
Variable
Security
Unsecured
Structure
Overdraft
Fees
Service fee of 1.75% p.a. on the approved overdraft amount, charged monthly
Time trading
12+ months trading
Turnover
$75K+ annual turnover
Documents
12 months of reconciled Xero, MYOB or QuickBooks data if financial data is requested.
Funding time
Funds available instantly on a business day once approved and documents accepted
Restrictions
GST registered; sole traders, partnerships up to two partners, companies up to five directors or eligible trusts; no limit increases for 12 months; franchise businesses cannot apply online.
How to apply
Direct with the lender, or through us
Not published by NAB
term, repayment frequency, early repayment, guarantees
Suitable purposes
Cash flow

About QuickBiz Overdraft

NAB publishes these details for QuickBiz Overdraft: structure overdraft; loan amount $5K to $50K; security unsecured; time trading 12+ months trading; turnover $75K+ annual turnover; documentation 12 months of reconciled Xero, MYOB or QuickBooks data if financial data is requested.. Not published by NAB for this product: term, maximum LVR, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other NAB products

  • Agribusiness Emissions Reduction Incentive Program: Structure is overdraft here and term loan incentive program for Agribusiness Emissions Reduction Incentive Program; NAB publishes loan amount ($5K to $50K) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes security (unsecured) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes time trading (12+ months trading) for this product but not for Agribusiness Emissions Reduction Incentive Program.
  • Business Markets Loan: Structure is overdraft here and term loan (market-linked) for Business Markets Loan; loan amount is $5K to $50K here and from $250K for Business Markets Loan; term is published for Business Markets Loan (up to 15 yrs) but not for this product; NAB publishes security (unsecured) for this product but not for Business Markets Loan.
  • Business Options Loan: Structure is overdraft here and term loan for Business Options Loan; loan amount is $5K to $50K here and from $20K for Business Options Loan; term is published for Business Options Loan (up to 30 yrs) but not for this product; security is unsecured here and varies for Business Options Loan.
  • Business Overdraft: Loan amount is $5K to $50K here and from $20K for Business Overdraft; security is unsecured here and varies for Business Overdraft; NAB publishes time trading (12+ months trading) for this product but not for Business Overdraft; NAB publishes turnover ($75K+ annual turnover) for this product but not for Business Overdraft.

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