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NAB Business Overdraft

Secured or unsecured revolving business overdraft from $20,000, subject to annual review, with interest on the daily balance used.

From lender's website, 25 Sept 2026
Amount
From $20K
Term
Not published
Rate
10.72% p.a. + margin
Security
Varies

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
From $20K
Rate
10.72% p.a. + marginBusiness overdraft prime / Benchmark indicator rate. Indicator rate effective 21 September 2026 from NAB's business lending indicator rates page ("Customer Margin may apply."). Product page says fees and variable rates are available on application.
Rate type
Variable
Term
Not published
Security
Varies
Structure
Overdraft
Fees
Fees available on application
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Restrictions
Revolving facility subject to annual review; must be linked to an eligible NAB transaction account. Security can be residential, commercial or rural property, business assets or a combination.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from NAB

Business Markets Loan

Business loan for amounts over $250,000 with terms from 30 days to 15 years and floating, fixed or capped rate options.

Amount
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Term
Up to 15 yrs
Security
Not published
Rate
6.59% to 6.82% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Markets Loan

Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

Amount
From $20K
Term
Up to 30 yrs
Security
Varies
Rate
7.85% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Options Loan

Finance Lease

Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Finance Lease

Similar products from other lenders

Major bank

ANZ Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft
Major bank

ANZ GoBiz Unsecured Business Overdraft

Unsecured business overdraft from $2,000 to $200,000, applied for online through ANZ GoBiz, for short-term cash flow and working capital.

Amount
$2K to $200K
Term
Not published
Security
Unsecured
Rate
16.20% p.a. variable
Repayments
Not published
Trading
6+ months trading under the current ABN/ACN
From lender's website, 25 Sept 2026
Details for ANZ GoBiz Unsecured Business Overdraft
Bank

Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Business Overdraft
Customer-owned bank

Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

Amount
From $10K
Term
Not published
Security
Not published
Rate
8.84% to 12.99% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Overdraft

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