Macquarie Bank Business Overdraft

Business overdraft from $50,000 for short-term cash flow, available only alongside other Macquarie business products.

From lender's website, 25 Sept 2026

Product details

As published by Macquarie Bank. Details not published by the lender are marked.

Loan amount: From $50K
Rate: Individual assessmentRates and fees vary with the amount borrowed, the security provided and the product; pricing is set per customer.
Rate type: Not published
Term: Not published
Security: Secured
Structure: Overdraft
Fees: Establishment fee of up to 0.50% of the limit for corporate borrowers on limits up to $3 million (on application above $3 million)
Repayment frequency: Not published
Early repayment: Not published
Time trading: Not published
Turnover: Not published
Documents: Company financials, an application form and personal information forms for the directors or partners.
Guarantees: Not published
Funding time: Not published
Restrictions: Not provided on a standalone basis, only in addition to other products. Available to property investors and businesses in Macquarie's key industries: accounting, architecture, engineering, financial services, healthcare, insolvency, insurance, legal, real estate, strata management, surveying and technology. Line fees or unused limit fees may apply.
How to apply: Direct with the lender, or through us
Suitable purposes: Cash flow

Sources and freshness

Version 2, effective 25 Sept 2026. Second-pass check against the lender website.

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
Commercial relationships.: Where we have a commercial relationship with a lender, it is shown on that lender's profile. Appearing on our homepage or in results does not by itself mean a commercial relationship exists.