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BOQ Business Overdraft

Variable rate business overdraft from $10,000, secured by residential or non-residential property, to manage cash flow and unexpected expenses.

From lender's website, 25 Sept 2026
Amount
From $10K
Term
Not published
Rate
12.01% to 12.76% p.a. + margin
Security
Property-secured

Product details

As published by BOQ. Details not published by the lender are marked.

Loan amount
From $10K
Rate
12.01% to 12.76% p.a. + marginBOQ business lending reference rates shown on 25 Sep 2026 (no as-at date published): Overdraft Residential Security Base Rate 12.01% p.a., Overdraft Other Security Base Rate 12.76% p.a. Priced from BOQ's published overdraft base rates (residential security and other security) plus a customer margin.
Rate type
Variable
Term
Not published
Security
Property-secured
Structure
Overdraft
Fees
Application fee of 0.75% of the approved limit (minimum $750) · Agreed credit advance fee of 0.40% of the approved limit (minimum $90), charged quarterly · Monthly fee: nil
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Restrictions
Interest charged monthly in arrears. ATM and internet banking access.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from BOQ

Business Term Loan

Secured business term loan from $10,000 over 1 to 30 years, to buy a business, grow or expand operations, with weekly to monthly repayments.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Secured
Rate
11.02% to 12.02% p.a. + margin
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Business Term Loan

Commercial Hire Purchase

Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Commercial Hire Purchase

Commercial Rate Loan

Commercial loan from $500,000 over 1 to 5 years for property investment or business acquisitions, secured by property, business assets or guarantees.

Amount
From $500K
Term
1 yr to 5 yrs
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Commercial Rate Loan

Finance Lease

Finance lease of $20,000 or more over 1 to 5 years for machinery, computers, cars and other business equipment, with 100% finance available.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Finance Lease

Similar products from other lenders

Major bank

ANZ Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft
Major bank

ANZ GoBiz Unsecured Business Overdraft

Unsecured business overdraft from $2,000 to $200,000, applied for online through ANZ GoBiz, for short-term cash flow and working capital.

Amount
$2K to $200K
Term
Not published
Security
Unsecured
Rate
16.20% p.a. variable
Repayments
Not published
Trading
6+ months trading under the current ABN/ACN
From lender's website, 25 Sept 2026
Details for ANZ GoBiz Unsecured Business Overdraft
Bank

Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Business Overdraft
Customer-owned bank

Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

Amount
From $10K
Term
Not published
Security
Not published
Rate
8.84% to 12.99% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Overdraft

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