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Suncorp Bank Business Overdraft

Secured business overdraft from $10,000 with a variable rate, no set term and an ongoing limit, for short-term cash flow and unexpected expenses.

From lender's website, 26 Sept 2026
Amount
From $10K
Term
Not published
Rate
Rate available on application
Security
Varies

Product details

As published by Suncorp Bank. Details not published by the lender are marked.

Loan amount
From $10K
Rate
Rate available on application
Rate type
Variable
Term
Not published
Security
Varies
Structure
Overdraft
Fees
Establishment fee determined at application · Facility fee of $150 per quarter for limits up to $100,000 · Facility fee of $300 per quarter for limits of $100,001 to $250,000 · Facility fee of $500 per quarter for limits of $250,001 to $500,000 · Facility fee of 0.75% per annum of the overdraft limit for limits over $500,000
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Fully documented application with up to two consecutive years of financial information, or up to 12 months of forecast financial information for businesses operating less than 2 years
Guarantees
Not published
Funding time
Not published
Restrictions
Not published
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from Suncorp Bank

Agribusiness Loans

Secured loan from $500,000 over 1 to 15 years for primary producers, for property purchases, off-farm investments, capital improvements or consolidating finance.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 26 Sept 2026
Details for Suncorp Bank Agribusiness Loans

Business Essentials Term Loan

Property-secured term loan from $20,000 to $5 million over up to 30 years to support business expansion, capital purchases and more.

Amount
$20K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 26 Sept 2026
Details for Suncorp Bank Business Essentials Term Loan

Business Line of Credit

Property-secured line of credit with no set term or set principal repayments, for investments, short-term working capital and seasonal needs.

Amount
Not published
Term
Not published
Security
Property-secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 26 Sept 2026
Details for Suncorp Bank Business Line of Credit

Commercial Term Loans

Secured term loan from $500,000 over 1 to 15 years for larger businesses, including specialised sectors such as management letting rights.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 26 Sept 2026
Details for Suncorp Bank Commercial Term Loans

Similar products from other lenders

Major bank

ANZ Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft
Major bank

ANZ GoBiz Unsecured Business Overdraft

Unsecured business overdraft from $2,000 to $200,000, applied for online through ANZ GoBiz, for short-term cash flow and working capital.

Amount
$2K to $200K
Term
Not published
Security
Unsecured
Rate
16.20% p.a. variable
Repayments
Not published
Trading
6+ months trading under the current ABN/ACN
From lender's website, 25 Sept 2026
Details for ANZ GoBiz Unsecured Business Overdraft
Bank

Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Business Overdraft
Customer-owned bank

Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

Amount
From $10K
Term
Not published
Security
Not published
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 29 Sept 2026
Details for Beyond Bank Business Overdraft

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