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NAB Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

From lender's website, 25 Sept 2026
Amount
From $20K
Term
Up to 30 yrs
Rate
7.85% p.a. + margin
Security
Varies

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
From $20K
Rate
7.85% p.a. + marginBusiness Options Prime Indicator Rate. Indicator rate effective 21 September 2026 from NAB's business lending indicator rates page; customer margin available on application. Fixed rates also offered; no fixed rate figure published.
Rate type
Variable or fixed
Term
Up to 30 yrs
Security
Varies
Structure
Term loan
Fees
Fees and charges available upon application
Repayment frequency
Monthly, Quarterly
Early repayment
Extra repayments and redraw on variable rate; no extra repayments or redraw during a fixed rate period
Time trading
Not published
Turnover
Not published
Documents
Financial statements, tax returns, a business plan, proof of identity and details of the business structure and operations.
Guarantees
Not published
Funding time
Approval typically takes from a few days to several weeks
Restrictions
Longer terms are for secured loans, typically secured by residential or commercial real estate.
How to apply
Direct with the lender, or through us
Suitable purposes
GrowthBuy a business

More from NAB

Business Markets Loan

Business loan for amounts over $250,000 with terms from 30 days to 15 years and floating, fixed or capped rate options.

Amount
From $250K
Term
Up to 15 yrs
Security
Not published
Rate
6.59% to 6.82% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Markets Loan

Business Overdraft

Secured or unsecured revolving business overdraft from $20,000, subject to annual review, with interest on the daily balance used.

Amount
From $20K
Term
Not published
Security
Varies
Rate
10.72% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Overdraft

Finance Lease

Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Finance Lease

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Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Loan
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ANZ GoBiz Unsecured Business Loan

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Amount
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Term
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Security
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Rate
12.74% p.a.
Repayments
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Trading
6+ months trading under the current ABN/ACN
From lender's website, 25 Sept 2026
Details for ANZ GoBiz Unsecured Business Loan
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Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
2 mths to 6 mths
Security
Secured
Rate
Rate available on application
Repayments
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Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Bridge
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Banjo Loans Business Loan Excel

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Amount
$20K to $2M
Term
6 mths to 5 yrs
Security
Varies
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Excel

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