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NAB QuickBiz Overdraft

Unsecured business overdraft of $5,000 to $50,000 with a variable rate, applied for online, with interest charged only on funds used.

From lender's website, 25 Sept 2026
Amount
$5K to $50K
Term
Not published
Rate
16.25% p.a. variable
Security
Unsecured

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
$5K to $50K
Rate
16.25% p.a. variableShown on the product page on 2026-09-25 with no as-at date. NAB's indicator rates page separately lists a QuickBiz overdraft prime rate of 9.12% p.a. (21 September 2026, customer margin may apply).
Rate type
Variable
Term
Not published
Security
Unsecured
Structure
Overdraft
Fees
Service fee of 1.75% p.a. on the approved overdraft amount, charged monthly
Repayment frequency
Not published
Early repayment
Not published
Time trading
12+ months trading
Turnover
$75K+ annual turnover
Documents
12 months of reconciled Xero, MYOB or QuickBooks data if financial data is requested.
Guarantees
Not published
Funding time
Funds available instantly on a business day once approved and documents accepted
Restrictions
GST registered; sole traders, partnerships up to two partners, companies up to five directors or eligible trusts; no limit increases for 12 months; franchise businesses cannot apply online.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from NAB

Business Markets Loan

Business loan for amounts over $250,000 with terms from 30 days to 15 years and floating, fixed or capped rate options.

Amount
From $250K
Term
Up to 15 yrs
Security
Not published
Rate
6.59% to 6.82% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Markets Loan

Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

Amount
From $20K
Term
Up to 30 yrs
Security
Varies
Rate
7.85% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Options Loan

Business Overdraft

Secured or unsecured revolving business overdraft from $20,000, subject to annual review, with interest on the daily balance used.

Amount
From $20K
Term
Not published
Security
Varies
Rate
10.72% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Overdraft

Similar products from other lenders

Major bank

ANZ Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft
Major bank

ANZ GoBiz Unsecured Business Overdraft

Unsecured business overdraft from $2,000 to $200,000, applied for online through ANZ GoBiz, for short-term cash flow and working capital.

Amount
$2K to $200K
Term
Not published
Security
Unsecured
Rate
16.20% p.a. variable
Repayments
Not published
Trading
6+ months trading under the current ABN/ACN
From lender's website, 25 Sept 2026
Details for ANZ GoBiz Unsecured Business Overdraft
Bank

Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
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Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Business Overdraft
Customer-owned bank

Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

Amount
From $10K
Term
Not published
Security
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Rate
8.84% to 12.99% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Overdraft

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