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The Business Loan Store

Liberty Financial Short Term Commercial Loan

Short-term commercial property loan from $100K to $4M over up to 3 years, at a fixed rate, for owner-occupiers and investors.

From lender's website, 23 Sept 2026
Amount
$100K to $4M
Term
Up to 3 yrs
Rate
From 9.80% p.a. (fixed)
Security
Property-secured

Product details

As published by Liberty Financial. Details not published by the lender are marked.

Loan amount
$100K to $4M
Rate
From 9.80% p.a. (fixed)Higher interest rates may apply
Rate type
Fixed
Term
Up to 3 yrs
Security
Property-secured
Structure
Term loan
Fees
Application fee from $795 ($1,045 may apply) · Establishment fee from 1.00% (minimum $2,500 or $5,000) · Monthly service fee $34.50; settlement $595; documentation $695; discharge $795; valuation varies
Repayment frequency
Weekly, Fortnightly, Monthly
Early repayment
2% deferred facility fee if repaid before the earlier of term end or 3rd anniversary
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Restrictions
Max LVR 80%; owner-occupier or investor
How to apply
Direct with the lender, or through us
Suitable purposes
Commercial property

More from Liberty Financial

Business Car Loan

Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.

Amount
$5K to $100K
Term
2 yrs to 7 yrs
Security
Asset-backed
Rate
From 8.29% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Liberty Financial Business Car Loan

Business Line of Credit

Business line of credit from $50K to $2M, with monthly repayments, for cash flow, stock, equipment, buying a business, refinance or tax debt.

Amount
$50K to $2M
Term
Not published
Security
Varies
Rate
From 10.20% p.a.
Repayments
Monthly
Trading
No minimum time in business
From lender's website, 23 Sept 2026
Details for Liberty Financial Business Line of Credit

Commercial SMSF Loan

SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.

Amount
$100K to $4M
Term
Not published
Security
Property-secured
Rate
From 7.65% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Liberty Financial Commercial SMSF Loan

Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Amount
$50K to $500K
Term
Up to 5 yrs
Security
Secured
Rate
From 14.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
From lender's website, 23 Sept 2026
Details for Liberty Financial Flexible Business Loan

Similar products from other lenders

Bluestone Commercial Property Loan

Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rate
From 8.04% p.a. (comparison from 8.30% p.a.)
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bluestone Commercial Property Loan

Bluestone SMSF Property Loan

SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rate
From 7.74% p.a. (comparison from 8.02% p.a.)
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bluestone SMSF Property Loan

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