Skip to content
The Business Loan Store
Liberty Financial logo

Liberty Financial Business Line of Credit

Business line of credit from $50K to $2M, with monthly repayments, for cash flow, stock, equipment, buying a business, refinance or tax debt.

Business LoansWorking Capital FinanceCashflow Loans
Source dated 23 Sept 2026
Amount
$50K to $2M
Term
Not published
Rate
From 10.20% p.a.
Security
Varies
Enquire about this product

Product details

As published by Liberty Financial. Details not published by the lender are marked.

Loan amount
$50K to $2M
Rate
From 10.20% p.a.
Security
Varies
Structure
Line of credit
Fees
Establishment fee $1,950 or 1.25%, whichever is greater (can be capitalised) · Line fee 1% p.a. on unused funds; service fee $30 per month · Annual review fee $545; discharge fee $395
Repayment frequency
Monthly
Time trading
No minimum time in business
Documents
Additional documentation may be required on assessment
Restrictions
Security determined on application assessment
How to apply
Direct with the lender, or through us
Not published by Liberty Financial
rate type, term, early repayment, turnover, guarantees, funding time
Suitable purposes
Cash flowStockEquipmentBuy a businessRefinanceTax debt

About Business Line of Credit

Liberty Financial publishes these details for Business Line of Credit: structure line of credit; loan amount $50K to $2M; security varies; time trading no minimum time in business; documentation additional documentation may be required on assessment; suitable purposes cash flow, Stock, Equipment, Buy a business, Refinance, Tax debt. Not published by Liberty Financial for this product: term, maximum LVR, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Liberty Financial products

  • Business Car Loan: Structure is line of credit here and other for Business Car Loan; loan amount is $50K to $2M here and $5K to $100K for Business Car Loan; term is published for Business Car Loan (2 yrs to 7 yrs) but not for this product; security is varies here and asset-backed for Business Car Loan.
  • Commercial SMSF Loan: Structure is line of credit here and term loan for Commercial SMSF Loan; loan amount is $50K to $2M here and $100K to $4M for Commercial SMSF Loan; security is varies here and property-secured for Commercial SMSF Loan; Liberty Financial publishes time trading (no minimum time in business) for this product but not for Commercial SMSF Loan.
  • Flexible Business Loan: Structure is line of credit here and term loan for Flexible Business Loan; loan amount is $50K to $2M here and $50K to $500K for Flexible Business Loan; term is published for Flexible Business Loan (up to 5 yrs) but not for this product; security is varies here and secured for Flexible Business Loan.
  • Lease Income Loan: Structure is line of credit here and term loan for Lease Income Loan; loan amount is $50K to $2M here and $100K to $4M for Lease Income Loan; term is published for Lease Income Loan (up to 30 yrs) but not for this product; security is varies here and property-secured for Lease Income Loan.

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

More from Liberty Financial

Business Car Loan

Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.

Amount
$5K to $100K
Term
2 yrs to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
From 8.29% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 1 Oct 2026
Details for Liberty Financial Business Car Loan

Commercial SMSF Loan

SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.

Amount
$100K to $4M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.65% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Liberty Financial Commercial SMSF Loan

Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Amount
$50K to $500K
Term
Up to 5 yrs
Security
Secured
Rates and other criteria
Rate
From 14.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
Source dated 23 Sept 2026
Details for Liberty Financial Flexible Business Loan

Lease Income Loan

Commercial property loan from $100K to $4M over up to 30 years, for investors only, up to 80% LVR.

Amount
$100K to $4M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.00% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Liberty Financial Lease Income Loan

Similar products from other lenders

Customer-owned bank

Great Southern Bank Business+ Unsecured Loan

Unsecured fixed rate business loan of $20,000 to $50,000 over 1, 2 or 3 years, applied for online, for working capital, stock, equipment or ATO debts.

Amount
$20K to $50K
Term
1 yr to 3 yrs
Security
Unsecured
Rates and other criteria
Rate
10.95% p.a. to 20.95% p.a. fixed
Repayments
Not published
Trading
1+ year trading
Source dated 25 Sept 2026
Details for Great Southern Bank Business+ Unsecured Loan
Non-bank business lender

Moula Business Loan

Term loan from $10K to $500K over 3 months to 5 years, with fortnightly repayments, for cash flow, stock, equipment, ATO debt or growth.

Amount
$10K to $500K
Term
3 mths to 5 yrs
Security
Varies
Rates and other criteria
Rate
15.99% to 35.99% APR
Repayments
Fortnightly
Trading
12+ months in business
Source dated 23 Sept 2026
Details for Moula Business Loan
Invoice and trade financier

Moneytech Secured Loan

Property secured business term loan from $100,000 to $2.5M on 1st or 2nd mortgages, for growth, refinance, acquisitions, stock and equipment.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Secured Loan
Invoice and trade financier

Moneytech Business Loan

Business loan from $25,000 to $500,000 over up to 36 months for cash flow, ATO debt, expansion, acquisitions and equipment, secured or unsecured.

Amount
$25K to $500K
Term
Up to 3 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
12+ months GST registration
Source dated 25 Sept 2026
Details for Moneytech Business Loan

Start typing to search finance types, lenders, products and guides.