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The Business Loan Store

Earlypay Trade Finance

Trade finance for businesses with outstanding invoices to other Australian businesses, to fund stock and cash flow.

From lender's website, 23 Sept 2026
Amount
Not published
Term
Not published
Rate
Quoted on application
Security
Not published

Product details

As published by Earlypay. Details not published by the lender are marked.

Loan amount
Not published
Rate
Quoted on application
Rate type
Not published
Term
Not published
Security
Not published
Structure
Trade finance facility
Fees
Not published
Repayment frequency
Not published
Early repayment
Not published
Time trading
2+ years trading
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Restrictions
ABN or ACN; outstanding invoices with Australian businesses, issued after delivery
How to apply
Direct with the lender, or through us
Suitable purposes
StockCash flow

More from Earlypay

Business Line of Credit

Receivables-backed line of credit from $100K to $10M for cash flow or growth, drawn against eligible invoices.

Amount
$100K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Business Line of Credit

Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

Amount
$50K to $1.5M
Term
2 yrs to 5 yrs
Security
Asset-backed
Rate
From 9.49% p.a.
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Equipment & Asset Finance

Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

Amount
$50K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Similar products from other lenders

Via broker

Judo Bank Bank Guarantee

Bank guarantee from $250K that gives a landlord, customer or supplier confidence, with fixed-term or ongoing options reviewed annually.

Amount
From $250K
Term
Not published
Security
Secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Bank Guarantee

ScotPac Trade Finance

Trade finance facility for businesses funding stock, equipment or supplier purchases.

Amount
Not published
Term
Up to 5 mths
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for ScotPac Trade Finance

Shift Trade Account

Trade account up to $500K that adds payment terms to supplier invoices, repaid in full on a chosen date or weekly for up to 20 weeks.

Amount
Up to $500K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Trade Account

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