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The Business Loan Store

Shift Trade Account

Trade account up to $500K that adds payment terms to supplier invoices, repaid in full on a chosen date or weekly for up to 20 weeks.

From lender's website, 23 Sept 2026
Amount
Up to $500K
Term
Not published
Rate
Quoted on application
Security
Not published

Product details

As published by Shift. Details not published by the lender are marked.

Loan amount
Up to $500K
Rate
Quoted on application
Rate type
Not published
Term
Not published
Security
Not published
Structure
Trade finance facility
Fees
No establishment or account keeping fee · Transaction fee based on invoice amount and repayment term · No transaction fee for 14-day terms (eligible transactions)
Repayment frequency
Weekly
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
ABN, Australian mobile number, driver's licence or passport, and Australian bank account details
Guarantees
Not published
Funding time
Not published
Restrictions
All directors must register. Trade terms can be added to almost any supplier invoice
How to apply
Direct with the lender, or through us
Suitable purposes
StockCash flow

More from Shift

Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Asset Finance

Business Overdraft

Revolving business overdraft from $10K to $2M for managing cash flow, with the limit based on your linked bank data.

Amount
$10K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 24.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Business Overdraft

Equipment Line

Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.

Amount
Up to $2M
Term
Up to 5 yrs
Security
Not published
Rate
11.95% to 16.95% p.a. (fixed)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Equipment Line

Term Loan

Term loan from $25K to $2M over up to 5 years for any business purpose, such as capital projects or expanding premises.

Amount
$25K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 23.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Term Loan

Similar products from other lenders

Earlypay Trade Finance

Trade finance for businesses with outstanding invoices to other Australian businesses, to fund stock and cash flow.

Amount
Not published
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Trade Finance
Via broker

Judo Bank Bank Guarantee

Bank guarantee from $250K that gives a landlord, customer or supplier confidence, with fixed-term or ongoing options reviewed annually.

Amount
From $250K
Term
Not published
Security
Secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Bank Guarantee

ScotPac Trade Finance

Trade finance facility for businesses funding stock, equipment or supplier purchases.

Amount
Not published
Term
Up to 5 mths
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for ScotPac Trade Finance

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