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The Business Loan Store

Earlypay Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

From lender's website, 23 Sept 2026
Amount
$50K to $1.5M
Term
2 yrs to 5 yrs
Rate
From 9.49% p.a.
Security
Asset-backed

Product details

As published by Earlypay. Details not published by the lender are marked.

Loan amount
$50K to $1.5M
Rate
From 9.49% p.a.
Rate type
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Structure
Chattel mortgage
Fees
Not published
Repayment frequency
Not published
Early repayment
Not published
Time trading
2+ years trading
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Funds available the next working day after approval
Restrictions
Must be registered for GST
How to apply
Direct with the lender, or through us
Suitable purposes
EquipmentVehicleCash flow

More from Earlypay

Business Line of Credit

Receivables-backed line of credit from $100K to $10M for cash flow or growth, drawn against eligible invoices.

Amount
$100K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Business Line of Credit

Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

Amount
$50K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Trade Finance

Trade finance for businesses with outstanding invoices to other Australian businesses, to fund stock and cash flow.

Amount
Not published
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Trade Finance

Similar products from other lenders

Via broker

Judo Bank Equipment Loan

Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.

Amount
From $250K
Term
Up to 5 yrs
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Equipment Loan

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