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NAB Invoice and Debtor Finance

Invoice finance advancing up to 85% of unpaid invoices for businesses with over $1M annual turnover, usually without property security.

From lender's website, 25 Sept 2026
Amount
Not published
Term
Not published
Rate
9.61% p.a. + margin
Security
Asset-backed

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
Not published
Rate
9.61% p.a. + marginInvoice Finance Indicator rate. Indicator rate dated Friday, 15 May 2026 on NAB's indicator rates page. The facility fee is based on the variable lending indicator rate plus a margin.
Rate type
Variable
Term
Not published
Security
Asset-backed
Structure
Invoice finance
Fees
Application fee (amount not published) · Facility fee based on the indicator rate plus a margin, charged monthly in arrears · Purchase charge on the gross value of invoices purchased or the facility limit (amount not published)
Repayment frequency
Not published
Early repayment
Not published
Time trading
12+ months trading
Turnover
$1M+ annual turnover
Documents
Not published
Guarantees
Not published
Funding time
Funds in most cases within moments of uploading invoice details
Restrictions
Payment terms to Australian business customers of up to 120 days; sound accounts receivable systems required.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

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From lender's website, 25 Sept 2026
Details for NAB Business Markets Loan

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From lender's website, 25 Sept 2026
Details for NAB Business Options Loan

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Term
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Repayments
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Trading
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From lender's website, 25 Sept 2026
Details for NAB Business Overdraft

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Term
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Repayments
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