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Judo Bank Line of Credit

Business line of credit from $250K, arranged through a relationship banker, for managing cash flow or funding growth.

Cashflow LoansWorking Capital FinanceVia broker
Source dated 23 Sept 2026
Amount
From $250K
Term
Up to 1 yr
Rate
Base rate plus margin
Security
Not published
Enquire about this product

Product details

As published by Judo Bank. Details not published by the lender are marked.

Loan amount
From $250K
Rate
Base rate plus marginJudo Market Base Rate 5.01% p.a. (1 Sep 2026), repriced monthly, plus a margin set in your application
Term
Up to 1 yr
Structure
Line of credit
Fees
Default rate margin of 4.00% p.a.
Restrictions
Minimum lending $250K; 12-month term with annual review; no fixed repayment schedule
How to apply
Through a broker or the lender's relationship managers
Not published by Judo Bank
rate type, security, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Cash flowGrowth

About Line of Credit

Judo Bank publishes these details for Line of Credit: structure line of credit; loan amount from $250K; term up to 1 yr; suitable purposes cash flow, Growth. Not published by Judo Bank for this product: security, maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Judo Bank products

  • Acquisition Loan: Structure is line of credit here and term loan for Acquisition Loan; loan amount is from $250K here and $250K to $15M for Acquisition Loan; term is up to 1 yr here and up to 15 yrs for Acquisition Loan; suitable purposes is cash flow, Growth here and buy a business, Growth for Acquisition Loan.
  • Bank Guarantee: Structure is line of credit here and other for Bank Guarantee; Judo Bank publishes term (up to 1 yr) for this product but not for Bank Guarantee; security is published for Bank Guarantee (secured) but not for this product; suitable purposes is cash flow, Growth here and something else for Bank Guarantee.
  • Bridging Finance: Structure is line of credit here and term loan for Bridging Finance; suitable purposes is cash flow, Growth here and commercial property, Refinance, Stock, Something else for Bridging Finance.
  • Business Loan: Structure is line of credit here and term loan for Business Loan; Judo Bank publishes term (up to 1 yr) for this product but not for Business Loan; suitable purposes is cash flow, Growth here and growth, Equipment for Business Loan.

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More from Judo Bank

Via broker

Acquisition Loan

Loan from $250K to $15M over up to 15 years for buying a business, covering up to 100% of acquisition costs, arranged through a relationship banker.

Amount
$250K to $15M
Term
Up to 15 yrs
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Acquisition Loan
Via broker

Bank Guarantee

Bank guarantee from $250K that gives a landlord, customer or supplier confidence, with fixed-term or ongoing options reviewed annually.

Amount
From $250K
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Bank Guarantee
Via broker

Bridging Finance

Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.

Amount
From $250K
Term
Up to 1 yr
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Bridging Finance
Via broker

Business Loan

Business term loan from $250K, arranged through a relationship banker, for growth or equipment, with fixed, variable or combined rate options.

Amount
From $250K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Business Loan

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Source dated 23 Sept 2026
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Source dated 23 Sept 2026
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