Business vehicle finance funds cars, utes, vans, trucks and whole fleets used mainly for business. Most products are secured against the vehicle, which keeps pricing below unsecured lending.
13 products from 9 lenders ยท Last checked 23 Sept 2026
Want us to do the searching?
Tell us about your business and we will match you with vehicle & fleet finance lenders likely to approve you.
13 products from 9 lenders
Asset finance from $20K to $2M over 1 to 5 years for vehicles and business equipment, secured against the asset.
Asset finance from $20K to $750K over 1 to 5 years for vehicles and equipment, with no need to be backed by property.
Vehicle finance up to $1M for cars, trucks, trailers and yellow goods.
Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.
Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.
Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.
Commercial finance agreement for businesses buying approved cars, trucks and equipment, arranged through accredited brokers.
Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.
Green asset finance from $10K to $1M over 2 to 5 years for eligible equipment, plus EV or PHEV commercial vehicles and buses, through brokers.
Commercial loan or chattel mortgage for equipment and vehicles such as trucks, machinery, fit-outs and commercial solar.
Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.
Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.
Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.
No listed products match all of those filters.
Try removing a filter, or tell us about your situation and we will look across our lender network for you, including lenders not listed here.
Common structures are the chattel mortgage and finance lease. Some lenders also offer low-doc options for self-employed borrowers who cannot yet provide full financials.
The lender pays the dealer or private seller and takes security over the vehicle. You repay over an agreed term, with an optional balloon at the end.
Yes, many lenders fund vehicles for sole traders with an active ABN. Requirements for ABN age and documents vary by lender.
Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.