As published by ANZ. Details not published by the lender are marked.
- Loan amount
- From $7.5K
- Rate
- Individual assessmentPricing is tailored and shown in a quote. Eligible energy efficient assets get a 0.80% p.a. discount on the standard asset finance rate.
- Term
- 1 yr to 7 yrs
- Security
- Asset-backed
- Structure
- Chattel mortgage
- Fees
- Establishment fee (chattel mortgage) minimum $375, rising to minimum $575 from 30 November 2026
- Early repayment
- Early repayment fees and charges, which may be significant, may apply.
- Documents
- Online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.
- Guarantees
- Personal guarantees may be required from company directors.
- Green programme borrower
- Eligible small and medium businesses
- Eligible green assets or projects
- ANZ-approved electric and hybrid vehicles
- Green discount
- Eligible assets may receive a 0.80% p.a. discount off the applicable asset finance rate; this is not the actual loan rate.
- Restrictions
- Cars, vans, utes, trucks, buses and trailers used mostly for business; exotic vehicles excluded. Online applications up to $200,000 for cars, vans and utes, and up to $500,000 for trucks, buses and trailers (dealer sale only). Optional balloon payment. Comprehensive insurance required.
- How to apply
- Direct with the lender, or through us
- Not published by ANZ
- rate type, repayment frequency, time trading, turnover, funding time
- Suitable purposes
- VehicleSustainable investment
About Business Car Loan
ANZ publishes these details for Business Car Loan: structure chattel mortgage; loan amount from $7.5K; term 1 yr to 7 yrs; security asset-backed; documentation online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.; guarantees personal guarantees may be required from company directors.. Not published by ANZ for this product: maximum LVR, time trading, turnover, funding time. Ask the lender or a finance specialist to confirm these before you apply.
How it differs from other ANZ products
- Business Equipment Loan: ANZ publishes documentation (online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.) for this product but not for Business Equipment Loan; suitable purposes is vehicle, Sustainable investment here and equipment, Sustainable investment for Business Equipment Loan.
- Business Loan: Structure is chattel mortgage here and term loan for Business Loan; loan amount is from $7.5K here and from $10K for Business Loan; term is 1 yr to 7 yrs here and 1 yr to 30 yrs for Business Loan; security is asset-backed here and varies for Business Loan.
- Business Overdraft: Structure is chattel mortgage here and overdraft for Business Overdraft; loan amount is from $7.5K here and from $2K for Business Overdraft; ANZ publishes term (1 yr to 7 yrs) for this product but not for Business Overdraft; security is asset-backed here and varies for Business Overdraft.
- Equipment or Car Lease: Structure is chattel mortgage here and lease for Equipment or Car Lease; ANZ publishes documentation (online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.) for this product but not for Equipment or Car Lease; suitable purposes is vehicle, Sustainable investment here and equipment, Vehicle for Equipment or Car Lease.
