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Finance One Commercial Business Vehicle Loan

Business vehicle finance from $8,000 to $150,000 over 3 to 7 years for cars, utes, trucks and food trucks, including for businesses with a bad credit history.

Vehicle & Fleet Finance
Source dated 25 Sept 2026
Amount
$8K to $150K
Term
3 yrs to 7 yrs
Rate
Risk-based pricing
Security
Not published
Enquire about this product

Product details

As published by Finance One Commercial. Details not published by the lender are marked.

Loan amount
$8K to $150K
Rate
Risk-based pricing
Term
3 yrs to 7 yrs
Structure
Vehicle loan
Early repayment
Extra repayments or increased repayments allowed at any time; early payout fees may apply
Time trading
ABN held 6+ months
Documents
Completed application form, signed Privacy Consent form, identification and the most recent six months of business bank statements (via bankstatements.com)
Funding time
Approval answer in as little as 48 hours, subject to satisfactory documentation
Restrictions
Applicants must be at least 21 and earning consistent income; some products only available to GST-registered applicants
How to apply
Direct with the lender, or through us
Not published by Finance One Commercial
rate type, security, fees, repayment frequency, turnover, guarantees
Suitable purposes
Vehicle

About Business Vehicle Loan

Finance One Commercial publishes these details for Business Vehicle Loan: structure vehicle loan; loan amount $8K to $150K; term 3 yrs to 7 yrs; time trading aBN held 6+ months; documentation completed application form, signed Privacy Consent form, identification and the most recent six months of business bank statements (via bankstatements.com); funding time approval answer in as little as 48 hours, subject to satisfactory documentation. Not published by Finance One Commercial for this product: security, maximum LVR, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Finance One Commercial products

  • Business Equipment Finance: Structure is vehicle loan here and equipment loan for Business Equipment Finance; Finance One Commercial publishes term (3 yrs to 7 yrs) for this product but not for Business Equipment Finance; documentation is completed application form, signed Privacy Consent form, identification and the most recent six months of business bank statements (via bankstatements.com) here and identification, business documents, proof of income and recent bank statements; additional documents may be requested for Business Equipment Finance; suitable purposes is vehicle here and equipment for Business Equipment Finance.
  • Commercial Advantage Loan: Structure is vehicle loan here and property-secured term loan for Commercial Advantage Loan; loan amount is $8K to $150K here and $250K to $10M for Commercial Advantage Loan; term is 3 yrs to 7 yrs here and 6 mths to 2 yrs for Commercial Advantage Loan; security is published for Commercial Advantage Loan (property-secured) but not for this product.
  • Unsecured Cash Flow Loan: Structure is vehicle loan here and term loan for Unsecured Cash Flow Loan; Finance One Commercial publishes loan amount ($8K to $150K) for this product but not for Unsecured Cash Flow Loan; Finance One Commercial publishes term (3 yrs to 7 yrs) for this product but not for Unsecured Cash Flow Loan; security is published for Unsecured Cash Flow Loan (unsecured) but not for this product.

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More from Finance One Commercial

Business Equipment Finance

Business equipment finance from $8,000 to $150,000 for new or used machinery, trailers, earthmoving gear and tools; poor credit applicants may be considered.

Amount
$8K to $150K
Term
Not published
Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Business Equipment Finance

Commercial Advantage Loan

Business loan of $250,000 to $10 million over 6 to 24 months, secured by a first or second mortgage over commercial or residential property.

Amount
$250K to $10M
Term
6 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Finance One Commercial Commercial Advantage Loan

Unsecured Cash Flow Loan

Unsecured business loan for small to medium-sized enterprises for working capital, equipment, stock, expansion, marketing or cash flow gaps.

Amount
Not published
Term
Not published
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Unsecured Cash Flow Loan

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