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Compare vehicle and fleet finance

Business vehicle finance funds cars, utes, vans, trucks and whole fleets used mainly for business. Most products are secured against the vehicle, which keeps pricing below unsecured lending.

37 products from 24 lenders · Last checked 29 Sept 2026

Tradie walking to his new work van carrying his tool bags

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Tell us about your business and explore vehicle & fleet finance lenders that may be relevant.

37 products from 24 lenders

Vehicle & Fleet Finance products

Asset and equipment financierVia broker

Angle Finance Logistics Finance

Secured finance through brokers for commercial trucks up to 12 tonnes GVM, and trailers and caravans used for commercial purposes.

Amount
Not published
Term
Not published
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Angle Finance Logistics Finance
Asset and equipment financierVia broker

Angle Finance Motor Vehicle Finance

Secured finance through brokers for commercial vehicles up to 4.5 tonnes, including sedans, utilities and all-terrain vehicles.

Amount
Not published
Term
Not published
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Angle Finance Motor Vehicle Finance
Major bank

ANZ Business Car Loan

Chattel mortgage from $7,500 over 1 to 7 years for business cars, vans, utes, trucks, buses and trailers, secured by the vehicle.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Car Loan
Major bank

ANZ Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Equipment or Car Lease
Major bank

ANZ Hire Purchase

Hire purchase from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and your business owns it after the final payment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Hire Purchase
Asset and equipment financierVia broker

Azora Finance Accelerate

Asset finance for vehicles, trucks, equipment and machinery for emerging businesses from 6 months in business, via brokers.

Amount
Not published
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
6+ months in business
From lender's website, 25 Sept 2026
Details for Azora Finance Accelerate
Asset and equipment financierVia broker

Azora Finance Streamline

Asset finance for vehicles, trucks, equipment and machinery for established businesses with 2+ years in business, via brokers.

Amount
Not published
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
2+ years in business
From lender's website, 25 Sept 2026
Details for Azora Finance Streamline
Non-bank business lender

Banjo Loans Asset Finance Excel

Asset finance from $20K to $2M over 1 to 5 years for vehicles and business equipment, secured against the asset.

Amount
$20K to $2M
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Asset Finance Excel
Non-bank business lender

Banjo Loans Asset Finance Express

Asset finance from $20K to $750K over 1 to 5 years for vehicles and equipment, with no need to be backed by property.

Amount
$20K to $750K
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
1+ year trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Asset Finance Express
Bank

Bendigo Bank Equipment Loan

Equipment loan for vehicles, machinery and manufacturing, printing or medical equipment, secured by the asset, often with no deposit and an optional balloon.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Equipment Loan
Bank

Bendigo Bank Finance Lease

Finance lease where Bendigo Bank buys and owns the equipment or vehicle and leases it to your business, with a residual at the end of the term.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Finance Lease
Customer-owned bank

Beyond Bank Business Loan

Fixed rate business loan from $5,000 over 1 to 7 years for small business needs such as buying a vehicle.

Amount
From $5K
Term
1 yr to 7 yrs
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Loan
Bank

BOQ Commercial Hire Purchase

Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Commercial Hire Purchase
Bank

BOQ Finance Lease

Finance lease of $20,000 or more over 1 to 5 years for machinery, computers, cars and other business equipment, with 100% finance available.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Finance Lease

Commonwealth Bank Car & Equipment Finance

Finance for business vehicles and equipment from $20,000 as an equipment loan (chattel mortgage), hire purchase or finance lease.

Amount
From $20K
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
12+ months trading
From lender's website, 25 Sept 2026
Details for Commonwealth Bank Car & Equipment Finance
Asset and equipment financier

Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)

Vehicle finance up to $1M for cars, trucks, trailers and yellow goods.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)
Invoice and trade financier

Earlypay Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

Amount
$50K to $1.5M
Term
2 yrs to 5 yrs
Security
Asset-backed
Rate
From 9.49% p.a.
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Equipment & Asset Finance
Asset and equipment financier

Finance One Commercial Business Vehicle Loan

Business vehicle finance from $8,000 to $150,000 over 3 to 7 years for cars, utes, trucks and food trucks, including for businesses with a bad credit history.

Amount
$8K to $150K
Term
3 yrs to 7 yrs
Security
Not published
Rate
Risk-based pricing
Repayments
Not published
Trading
ABN held 6+ months
From lender's website, 25 Sept 2026
Details for Finance One Commercial Business Vehicle Loan
Customer-owned bank

Great Southern Bank Business+ Vehicle Loan

Fixed rate business vehicle loan of $10,000 to $250,000 over 1 to 7 years, secured by the vehicle, with no upfront deposit and an optional balloon.

Amount
$10K to $250K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
6.79% p.a. to 17.49% p.a. fixed
Repayments
Not published
Trading
1+ year trading
From lender's website, 25 Sept 2026
Details for Great Southern Bank Business+ Vehicle Loan
BankVia broker

Judo Bank Equipment Loan

Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.

Amount
From $250K
Term
Up to 5 yrs
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Equipment Loan
Property-backed non-bank

Liberty Financial Business Car Loan

Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.

Amount
$5K to $100K
Term
2 yrs to 7 yrs
Security
Asset-backed
Rate
From 8.29% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Liberty Financial Business Car Loan
Asset and equipment financierVia broker

Metro Finance Commercial Finance Agreement

Commercial finance agreement for businesses buying approved cars, trucks and equipment, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Metro Finance Commercial Finance Agreement
Asset and equipment financierVia broker

Metro Finance Finance Lease

Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Metro Finance Finance Lease
Asset and equipment financierVia broker

Metro Finance MetroEco Equipment Finance (green asset finance)

Green asset finance from $10K to $1M over 2 to 5 years for eligible equipment, plus EV or PHEV commercial vehicles and buses, through brokers.

Amount
$10K to $1M
Term
2 yrs to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Metro Finance MetroEco Equipment Finance (green asset finance)
Invoice and trade financier

Moneytech Equipment Finance

Finance for new and used vehicles, yellow goods, plant, machinery and medical equipment, secured by the asset, with repayments spread over time.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Moneytech Equipment Finance
Major bank

NAB Business Vehicle and Equipment Loan

Chattel mortgage for business vehicles and equipment from $20,000 with fixed rates and repayments and an optional balloon payment.

Amount
From $20K
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Vehicle and Equipment Loan
Major bank

NAB Finance Lease

Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Finance Lease
Property-backed non-bank

Pepper Money Commercial Asset Finance (Commercial Loan & Mortgage)

Commercial loan or chattel mortgage for equipment and vehicles such as trucks, machinery, fit-outs and commercial solar.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
From lender's website, 23 Sept 2026
Details for Pepper Money Commercial Asset Finance (Commercial Loan & Mortgage)
Property-backed non-bank

Pepper Money Finance Lease (business assets)

Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.

Amount
Not published
Term
Not published
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
From lender's website, 23 Sept 2026
Details for Pepper Money Finance Lease (business assets)
Asset and equipment financierVia broker

Plenti Commercial asset finance

Commercial vehicle finance for Australian businesses, available through accredited brokers.

Amount
Not published
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 26 Sept 2026
Details for Plenti Commercial asset finance
Asset and equipment financier

Plenti Tesla commercial loan

Loan for a new Tesla used in your business, up to $100,000 over 3 to 7 years with an optional balloon, for ABN and GST registered businesses.

Amount
Up to $100K
Term
3 yrs to 7 yrs
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
ABN and GST registered for 1+ year
From lender's website, 26 Sept 2026
Details for Plenti Tesla commercial loan
Asset and equipment financier

Resimac Commercial Asset Finance

Chattel mortgage for businesses buying cars, utes, vans, trucks, trailers and equipment, with terms up to 60 months (84 months on green goods).

Amount
Not published
Term
Up to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Resimac Commercial Asset Finance
Asset and equipment financierVia broker

Resimac Electric Vehicle Finance

Broker-submitted finance for ABN and GST registered businesses buying electric vehicles, $5,000 to $250,000 over 1 to 7 years, Low Doc or Lite Doc.

Amount
$5K to $250K
Term
1 yr to 7 yrs
Security
Not published
Rate
Individual assessment
Repayments
Not published
Trading
ABN and GST registered more than 1 year (Lite Doc) or more than 2 years (Low Doc)
From lender's website, 29 Sept 2026
Details for Resimac Electric Vehicle Finance
Invoice and trade financier

ScotPac Asset Finance

Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.

Amount
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for ScotPac Asset Finance
Non-bank business lender

Shift Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Asset Finance
Bank

Suncorp Bank Suncorp Equipment Finance

Equipment and vehicle finance for existing Suncorp Bank business customers with $1 million or more in total Suncorp lending or a dedicated Business Banking Manager.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
2+ years in business (for total Suncorp lending of $1M+ or a dedicated Business Banking Manager)
From lender's website, 29 Sept 2026
Details for Suncorp Bank Suncorp Equipment Finance
Major bank

Westpac Business Car Loan

Fixed rate business vehicle loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used cars, vans and trucks, with an optional balloon.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Car Loan

How vehicle & fleet finance works

Common structures are the chattel mortgage and finance lease. Some lenders also offer low-doc options for self-employed borrowers who cannot yet provide full financials.

The lender pays the dealer or private seller and takes security over the vehicle. You repay over an agreed term, with an optional balloon at the end.

Who it suits

  • Tradies and service businesses
  • Transport and logistics fleets
  • Replacing or adding work vehicles

What lenders look at

  • Vehicle age and type
  • ABN age and GST registration
  • Credit history
  • Business use percentage

Things to watch

  • Check any maximum vehicle age at the end of the term.
  • Compare balloon options against resale expectations.

Vehicle & Fleet Finance: common questions

Can I finance a vehicle through my business if I am a sole trader?

Yes, many lenders fund vehicles for sole traders with an active ABN. Requirements for ABN age and documents vary by lender.

Related finance types

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