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Thinktank Firstrata Standard Strata Loan

Unsecured loan to an owners corporation for building works, upgrades or remediation, from $250K to $10M over 2 to 15 years.

Business Loans
Source dated 24 Sept 2026
Amount
$250K to $10M
Term
2 yrs to 15 yrs
Rate
Rate available on application
Security
Unsecured
Enquire about this product

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
$250K to $10M
Rate
Rate available on applicationVariable rate; Firstrata does not publish the figure.
Interest only
Up to 2 years
Occupancy
Residential and commercial strata schemes · Company title
Rate type
Variable
Term
2 yrs to 15 yrs
Security
Unsecured
Structure
Term loan
Fees
Application fee $500
Credit policy
Unsecured · No guarantees from owners or the committee · Multiple drawdowns at no extra cost
Not accepted
Schemes with fewer than 5 lots
How to apply
Direct with the lender, or through us
Not published by Thinktank
repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Something else

About Firstrata Standard Strata Loan

Thinktank publishes these details for Firstrata Standard Strata Loan: structure term loan; loan amount $250K to $10M; term 2 yrs to 15 yrs; security unsecured; suitable purposes something else. Not published by Thinktank for this product: maximum LVR, time trading, turnover, documentation, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Thinktank products

  • Firstrata Strata Lite Loan: Loan amount is $250K to $10M here and $50K to $250K for Firstrata Strata Lite Loan; suitable purposes is something else here and something else, Refinance for Firstrata Strata Lite Loan.
  • Firstrata Hybrid Loan: Thinktank publishes loan amount ($250K to $10M) for this product but not for Firstrata Hybrid Loan; Thinktank publishes term (2 yrs to 15 yrs) for this product but not for Firstrata Hybrid Loan.
  • Commercial Full Doc Loan: Loan amount is $250K to $10M here and $100K to $10M for Commercial Full Doc Loan; term is 2 yrs to 15 yrs here and up to 30 yrs for Commercial Full Doc Loan; security is unsecured here and property-secured for Commercial Full Doc Loan; maximum LVR is published for Commercial Full Doc Loan (up to 80%) but not for this product.
  • Commercial Mid Doc Loan: Loan amount is $250K to $10M here and $100K to $10M for Commercial Mid Doc Loan; term is 2 yrs to 15 yrs here and up to 30 yrs for Commercial Mid Doc Loan; security is unsecured here and property-secured for Commercial Mid Doc Loan; maximum LVR is published for Commercial Mid Doc Loan (up to 80%) but not for this product.

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More from Thinktank

Firstrata Strata Lite Loan

Smaller unsecured strata loan from $50K to $250K for works, legal costs, insurance premiums or refinancing, paid in one lump sum.

Amount
$50K to $250K
Term
2 yrs to 15 yrs
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Firstrata Strata Lite Loan

Firstrata Hybrid Loan

Strata project funding where some owners pay their share upfront and others repay through loan levies.

Amount
Not published
Term
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Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Firstrata Hybrid Loan
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Term
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Security
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Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
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Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan

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