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Thinktank Firstrata Strata Lite Loan

Smaller unsecured strata loan from $50K to $250K for works, legal costs, insurance premiums or refinancing, paid in one lump sum.

From lender's website, 24 Sept 2026
Amount
$50K to $250K
Term
2 yrs to 15 yrs
Rate
Quoted on application
Security
Unsecured

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
$50K to $250K
Rate
Quoted on applicationVariable rate; Firstrata does not publish the figure.
Occupancy
Residential and commercial strata schemes · Company title
Rate type
Variable
Term
2 yrs to 15 yrs
Security
Unsecured
Structure
Term loan
Fees
Application fee $500
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Credit policy
Unsecured · One lump-sum drawdown
Not accepted
Schemes with fewer than 4 lots · Interest only repayments
How to apply
Direct with the lender, or through us
Suitable purposes
Something elseRefinance

More from Thinktank

Firstrata Standard Strata Loan

Unsecured loan to an owners corporation for building works, upgrades or remediation, from $250K to $10M over 2 to 15 years.

Amount
$250K to $10M
Term
2 yrs to 15 yrs
Security
Unsecured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Firstrata Standard Strata Loan

Firstrata Hybrid Loan

Strata project funding where some owners pay their share upfront and others repay through loan levies.

Amount
Not published
Term
Not published
Security
Unsecured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Firstrata Hybrid Loan
Via broker

Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Via broker

Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan

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