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Suncorp Bank Business Overdraft

Secured business overdraft from $10,000 with a variable rate, no set term and an ongoing limit, for short-term cash flow and unexpected expenses.

Working Capital FinanceCashflow Loans
Source dated 26 Sept 2026
Amount
From $10K
Term
Not published
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Suncorp Bank. Details not published by the lender are marked.

Loan amount
From $10K
Rate
Rate available on application
Rate type
Variable
Security
Varies
Structure
Overdraft
Fees
Establishment fee determined at application · Facility fee of $150 per quarter for limits up to $100,000 · Facility fee of $300 per quarter for limits of $100,001 to $250,000 · Facility fee of $500 per quarter for limits of $250,001 to $500,000 · Facility fee of 0.75% per annum of the overdraft limit for limits over $500,000
Documents
Fully documented application with up to two consecutive years of financial information, or up to 12 months of forecast financial information for businesses operating less than 2 years
How to apply
Direct with the lender, or through us
Not published by Suncorp Bank
term, repayment frequency, early repayment, time trading, turnover, guarantees, funding time, restrictions
Suitable purposes
Cash flow

About Business Overdraft

Suncorp Bank publishes these details for Business Overdraft: structure overdraft; loan amount from $10K; security varies; documentation fully documented application with up to two consecutive years of financial information, or up to 12 months of forecast financial information for businesses operating less than 2 years; suitable purposes cash flow. Not published by Suncorp Bank for this product: term, maximum LVR, time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Suncorp Bank products

  • Agribusiness Loans: Structure is overdraft here and term loan for Agribusiness Loans; loan amount is from $10K here and from $500K for Agribusiness Loans; term is published for Agribusiness Loans (1 yr to 15 yrs) but not for this product; security is varies here and property-secured for Agribusiness Loans.
  • Business Essentials Term Loan: Structure is overdraft here and term loan for Business Essentials Term Loan; loan amount is from $10K here and $20K to $5M for Business Essentials Term Loan; term is published for Business Essentials Term Loan (up to 30 yrs) but not for this product; security is varies here and property-secured for Business Essentials Term Loan.
  • Business Line of Credit: Structure is overdraft here and line of credit for Business Line of Credit; Suncorp Bank publishes loan amount (from $10K) for this product but not for Business Line of Credit; security is varies here and property-secured for Business Line of Credit; documentation is fully documented application with up to two consecutive years of financial information, or up to 12 months of forecast financial information for businesses operating less than 2 years here and fully documented application including business financial statements for Business Line of Credit.
  • Commercial Term Loans: Structure is overdraft here and term loan for Commercial Term Loans; loan amount is from $10K here and from $500K for Commercial Term Loans; term is published for Commercial Term Loans (1 yr to 15 yrs) but not for this product; security is varies here and property-secured for Commercial Term Loans.

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More from Suncorp Bank

Agribusiness Loans

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Amount
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1 yr to 15 yrs
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Agribusiness Loans

Business Essentials Term Loan

Property-secured term loan from $20,000 to $5 million over up to 30 years to support business expansion, capital purchases and more.

Amount
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Property-secured
Rates and other criteria
Rate
Rate available on application
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Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Essentials Term Loan

Business Line of Credit

Property-secured line of credit with no set term or set principal repayments, for investments, short-term working capital and seasonal needs.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Line of Credit

Commercial Term Loans

Secured term loan from $500,000 over 1 to 15 years for larger businesses, including specialised sectors such as management letting rights.

Amount
From $500K
Term
1 yr to 15 yrs
Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Commercial Term Loans

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Westpac Unsecured Business Overdraft

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