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NAB QuickBiz Loan

Unsecured business loan of $5,000 to $250,000 at a fixed rate over 1 to 5 years, applied for online with no upfront or ongoing fees.

Business LoansCashflow LoansWorking Capital Finance
Source dated 25 Sept 2026
Amount
$5K to $250K
Term
1 yr to 5 yrs
Rate
12.95% p.a. fixed
Security
Unsecured
Enquire about this product

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
$5K to $250K
Rate
12.95% p.a. fixedShown on the product page on 2026-09-25 with a footnote to the "NAB QuickBiz Loan Special Fixed Rate Offer"; no as-at date or offer end date found.
Rate type
Fixed
Term
1 yr to 5 yrs
Security
Unsecured
Structure
Term loan
Fees
No upfront or ongoing fees
Repayment frequency
Monthly
Early repayment
Economic costs may apply if repaid early
Time trading
12+ months trading
Turnover
$75K+ annual turnover
Documents
Trust deeds (for trusts), ATO Online Services reports, bank statements, transaction lists, profit and loss and balance sheet; 12 months of reconciled Xero, MYOB or QuickBooks data if accounting data is linked.
Funding time
Instant decision; funds available instantly on a business day once approved and loan documents accepted
Restrictions
GST registered; applicants 18+ and Australian citizens or permanent residents; not for payments to the ATO; existing NAB customers need under $1 million in business lending.
How to apply
Direct with the lender, or through us
Not published by NAB
guarantees
Suitable purposes
GrowthCash flow

About QuickBiz Loan

NAB publishes these details for QuickBiz Loan: structure term loan; loan amount $5K to $250K; term 1 yr to 5 yrs; security unsecured; time trading 12+ months trading; turnover $75K+ annual turnover. Not published by NAB for this product: maximum LVR, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other NAB products

  • Agribusiness Emissions Reduction Incentive Program: Structure is term loan here and term loan incentive program for Agribusiness Emissions Reduction Incentive Program; NAB publishes loan amount ($5K to $250K) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes term (1 yr to 5 yrs) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes security (unsecured) for this product but not for Agribusiness Emissions Reduction Incentive Program.
  • Business Markets Loan: Structure is term loan here and term loan (market-linked) for Business Markets Loan; loan amount is $5K to $250K here and from $250K for Business Markets Loan; term is 1 yr to 5 yrs here and up to 15 yrs for Business Markets Loan; NAB publishes security (unsecured) for this product but not for Business Markets Loan.
  • Business Options Loan: Loan amount is $5K to $250K here and from $20K for Business Options Loan; term is 1 yr to 5 yrs here and up to 30 yrs for Business Options Loan; security is unsecured here and varies for Business Options Loan; NAB publishes time trading (12+ months trading) for this product but not for Business Options Loan.
  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; loan amount is $5K to $250K here and from $20K for Business Overdraft; NAB publishes term (1 yr to 5 yrs) for this product but not for Business Overdraft; security is unsecured here and varies for Business Overdraft.

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More from NAB

Agribusiness Emissions Reduction Incentive Program

Eligible new NAB agribusiness term loans may receive a discount for approved emissions-reduction projects.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for NAB Agribusiness Emissions Reduction Incentive Program

Business Markets Loan

Business loan for amounts over $250,000 with terms from 30 days to 15 years and floating, fixed or capped rate options.

Amount
From $250K
Term
Up to 15 yrs
Security
Not published
Rates and other criteria
Rate
6.59% to 6.82% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 1 Oct 2026
Details for NAB Business Markets Loan

Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

Amount
From $20K
Term
Up to 30 yrs
Security
Varies
Rates and other criteria
Rate
7.85% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Business Options Loan

Business Overdraft

Secured or unsecured revolving business overdraft from $20,000, subject to annual review, with interest on the daily balance used.

Amount
From $20K
Term
Not published
Security
Varies
Rates and other criteria
Rate
10.72% p.a. + margin
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Business Overdraft

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