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Westpac

Westpac Invoice Finance

Confidential invoice finance advancing up to 85% of unpaid invoices, for businesses with $4M+ annual turnover and limits from $1M.

From lender's website, 25 Sept 2026
Amount
From $1M
Term
Not published
Rate
5.86% p.a. + margin
Security
Asset-backed

Product details

As published by Westpac. Details not published by the lender are marked.

Loan amount
From $1M
Rate
5.86% p.a. + marginInvoice Finance 30-day Bank Bill Rate (base rate). Base rate for Westpac Invoice Finance, effective 1 September 2026, from Westpac's business lending rates page; "Margins may apply".
Rate type
Variable
Term
Not published
Security
Asset-backed
Structure
Invoice finance
Fees
Establishment fee (amount not published) ยท Line fee (amount not published)
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
$4M+ annual turnover
Documents
Not published
Guarantees
Not published
Funding time
Funds typically released within minutes
Restrictions
Confidential facility; needs multiple customers and a dedicated collection account with Westpac.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

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