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The Business Loan Store

Lumi Business Line of Credit

Business line of credit up to $1M, with weekly repayments, for businesses managing cash flow.

From lender's website, 23 Sept 2026
Amount
Up to $1M
Term
Up to 5 yrs
Rate
From 15.5% APR
Security
Varies

Product details

As published by Lumi. Details not published by the lender are marked.

Loan amount
Up to $1M
Rate
From 15.5% APR
Rate type
Not published
Term
Up to 5 yrs
Security
Varies
Structure
Line of credit
Fees
No ongoing or early repayment fees
Repayment frequency
Weekly
Early repayment
No early repayment fees
Time trading
6+ months trading
Turnover
$50K+ annual revenue
Documents
Not published
Guarantees
Not published
Funding time
Approval and funding on the same business day; funds typically available the day approved
Restrictions
Valid ABN or ACN. Most amounts up to $300K are unsecured; larger amounts may need property backing
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from Lumi

Small Business Loan

Small business loan up to $1M, with weekly repayments, for funding cash flow, stock, equipment or growth.

Amount
Up to $1M
Term
Up to 5 yrs
Security
Varies
Rate
From 15.5% APR
Repayments
Weekly
Trading
6+ months trading
From lender's website, 23 Sept 2026
Details for Lumi Small Business Loan

Similar products from other lenders

Bizcap Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit

Bizcap Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

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Term
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Security
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Rate
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Repayments
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Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit Ultra

Capify Merchant Cash Advance

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Amount
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Term
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Security
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Rate
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Repayments
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Trading
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From lender's website, 23 Sept 2026
Details for Capify Merchant Cash Advance

Dynamoney Business Overdraft

Business overdraft from $20K to $500K, secured or unsecured, with interest charged only on the balance outstanding.

Amount
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Term
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Security
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Rate
Quoted on application
Repayments
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Trading
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From lender's website, 23 Sept 2026
Details for Dynamoney Business Overdraft

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