Skip to content
The Business Loan Store
Judo Bank logo

Judo Bank Business Loan

Business term loan from $250K, arranged through a relationship banker, for growth or equipment, with fixed, variable or combined rate options.

Business LoansWorking Capital FinanceVia broker
Source dated 23 Sept 2026
Amount
From $250K
Term
Not published
Rate
Base rate plus margin
Security
Not published
Enquire about this product

Product details

As published by Judo Bank. Details not published by the lender are marked.

Loan amount
From $250K
Rate
Base rate plus marginJudo Market Base Rate 5.01% p.a. (1 Sep 2026) plus a customer margin, discussed as part of your application. Fixed, variable or a mix of both
Structure
Term loan
Fees
Default rate margin of 4.00% p.a.
Restrictions
Minimum lending $250K; principal and interest or interest-only options
How to apply
Through a broker or the lender's relationship managers
Not published by Judo Bank
rate type, term, security, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
GrowthEquipment

About Business Loan

Judo Bank publishes these details for Business Loan: structure term loan; loan amount from $250K; suitable purposes growth, Equipment. Not published by Judo Bank for this product: term, security, maximum LVR, time trading, turnover, documentation. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Judo Bank products

  • Acquisition Loan: Loan amount is from $250K here and $250K to $15M for Acquisition Loan; term is published for Acquisition Loan (up to 15 yrs) but not for this product; suitable purposes is growth, Equipment here and buy a business, Growth for Acquisition Loan.
  • Bank Guarantee: Structure is term loan here and other for Bank Guarantee; security is published for Bank Guarantee (secured) but not for this product; suitable purposes is growth, Equipment here and something else for Bank Guarantee.
  • Bridging Finance: Term is published for Bridging Finance (up to 1 yr) but not for this product; suitable purposes is growth, Equipment here and commercial property, Refinance, Stock, Something else for Bridging Finance.
  • Equipment Loan: Structure is term loan here and equipment loan for Equipment Loan; term is published for Equipment Loan (up to 5 yrs) but not for this product; suitable purposes is growth, Equipment here and equipment, Vehicle for Equipment Loan.

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

More from Judo Bank

Via broker

Acquisition Loan

Loan from $250K to $15M over up to 15 years for buying a business, covering up to 100% of acquisition costs, arranged through a relationship banker.

Amount
$250K to $15M
Term
Up to 15 yrs
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Acquisition Loan
Via broker

Bank Guarantee

Bank guarantee from $250K that gives a landlord, customer or supplier confidence, with fixed-term or ongoing options reviewed annually.

Amount
From $250K
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Bank Guarantee
Via broker

Bridging Finance

Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.

Amount
From $250K
Term
Up to 1 yr
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Bridging Finance
Via broker

Equipment Loan

Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.

Amount
From $250K
Term
Up to 5 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Equipment Loan

Similar products from other lenders

Non-bank business lender

Bizcap Small Business Loan

Short-term loan over 3 to 12 months for small businesses funding cash flow, stock, equipment or growth, repaid daily or weekly.

Amount
$5K to $7.5M
Term
3 mths to 1 yr
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
4+ months trading
Source dated 23 Sept 2026
Details for Bizcap Small Business Loan
Customer-owned bank

Great Southern Bank Secured Business Loan

Secured business loan of $20,000 to $5M for buying a business or franchise, commercial property, equipment and fit outs or cash flow.

Amount
$20K to $5M
Term
Not published
Security
Secured
Rates and other criteria
Rate
7.25% to 7.75% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Great Southern Bank Secured Business Loan
Non-bank business lender

Capify Secured Business Loan

Secured business loan for funding cash flow, growth, equipment or stock; security type, rates, term and eligibility are not published.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Capify Secured Business Loan
Invoice and trade financier

Octet Term Loan

Term loan up to $5M over 6 months to 3 years for existing Octet trade or invoice finance clients, for growth, equipment or refinance.

Amount
Up to $5M
Term
6 mths to 3 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Octet Term Loan

Start typing to search finance types, lenders, products and guides.