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Commonwealth Bank

Commonwealth Bank Business Overdraft

Business overdraft with unsecured limits up to $250,000 or property-secured limits from $2,000, with interest charged on the amount used.

Working Capital FinanceCashflow Loans
Source dated 25 Sept 2026
Amount
From $2K
Term
Not published
Rate
From 8.75% p.a. variable
Security
Varies
Enquire about this product

Product details

As published by Commonwealth Bank. Details not published by the lender are marked.

Loan amount
From $2K
Rate
From 8.75% p.a. variableFrom 8.75% p.a. variable secured; from 14.80% p.a. variable unsecured. Starting rates current as at 15 May 2026.
Rate type
Variable
Security
Varies
Structure
Overdraft
Fees
One-off establishment fee (amount not published) · Line fee of 1.70% p.a.
Funding time
Instant decision and funds within minutes for eligible applicants
Restrictions
Unsecured limits up to $250,000; secured limits use residential, rural or commercial property.
How to apply
Direct with the lender, or through us
Not published by Commonwealth Bank
term, repayment frequency, early repayment, time trading, turnover, documents, guarantees
Suitable purposes
Cash flow

About Business Overdraft

Commonwealth Bank publishes these details for Business Overdraft: structure overdraft; loan amount from $2K; security varies; funding time instant decision and funds within minutes for eligible applicants; suitable purposes cash flow. Not published by Commonwealth Bank for this product: term, maximum LVR, time trading, turnover, documentation, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Commonwealth Bank products

  • Agri Green Loan: Structure is overdraft here and term loan for Agri Green Loan; loan amount is from $2K here and from $10K for Agri Green Loan; Commonwealth Bank publishes security (varies) for this product but not for Agri Green Loan; documentation is published for Agri Green Loan (financial statements, proof of individual income, bank statements, documents showing the eligible loan purpose, and identification.) but not for this product.
  • BetterBusiness Loan: Structure is overdraft here and term loan for BetterBusiness Loan; loan amount is from $2K here and from $10K for BetterBusiness Loan; term is published for BetterBusiness Loan (up to 30 yrs) but not for this product; documentation is published for BetterBusiness Loan (financial statements, proof of individual income, bank statements and identification may be requested.) but not for this product.
  • Business Green Loan: Structure is overdraft here and term loan for Business Green Loan; loan amount is from $2K here and from $10K for Business Green Loan; Commonwealth Bank publishes security (varies) for this product but not for Business Green Loan; documentation is published for Business Green Loan (documents detailing the eligible asset or project and proof of how funds will be used (for example quotes, project proposals and budgets).) but not for this product.
  • Car & Equipment Finance: Structure is overdraft here and equipment loan (chattel mortgage), hire purchase or finance lease for Car & Equipment Finance; loan amount is from $2K here and from $20K for Car & Equipment Finance; security is varies here and asset-backed for Car & Equipment Finance; time trading is published for Car & Equipment Finance (12+ months trading) but not for this product.

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