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BOQ Commercial Rate Loan

Commercial loan from $500,000 over 1 to 5 years for property investment or business acquisitions, secured by property, business assets or guarantees.

From lender's website, 25 Sept 2026
Amount
From $500K
Term
1 yr to 5 yrs
Rate
Rate available on application
Security
Secured

Product details

As published by BOQ. Details not published by the lender are marked.

Loan amount
From $500K
Rate
Rate available on applicationInterest rates are set daily for each facility type and interest period.
Rate type
Not published
Term
1 yr to 5 yrs
Security
Secured
Structure
Term loan
Fees
Application fee of 0.75% of the approved limit (minimum $750) ยท Monthly service fee of $50
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Directors' guarantees are an accepted form of security.
Funding time
Not published
Restrictions
Interest-only (up to 5 years) or interest in advance. BOQ also offers this loan for property development, which is not covered by this listing. The compare page lists LVRs of up to 90% (subject to SME, security type and loan purpose eligibility criteria), up to 80% residential, up to 70% commercial and up to 60% industrial.
How to apply
Direct with the lender, or through us
Suitable purposes
Commercial propertyBuy a business

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Business Overdraft

Variable rate business overdraft from $10,000, secured by residential or non-residential property, to manage cash flow and unexpected expenses.

Amount
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Term
Not published
Security
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Rate
12.01% to 12.76% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Business Overdraft

Business Term Loan

Secured business term loan from $10,000 over 1 to 30 years, to buy a business, grow or expand operations, with weekly to monthly repayments.

Amount
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Term
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Security
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Rate
11.02% to 12.02% p.a. + margin
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Business Term Loan

Commercial Hire Purchase

Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.

Amount
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Term
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Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Commercial Hire Purchase

Finance Lease

Finance lease of $20,000 or more over 1 to 5 years for machinery, computers, cars and other business equipment, with 100% finance available.

Amount
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Term
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Security
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Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Finance Lease

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Private lenderVia broker

Aquamore Commercial Property Loan

Short-term business property loan of $300K to $7.5M through brokers, to help businesses purchase or refinance property, over 3 to 24 months.

Amount
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Term
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Security
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Rate available on application
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Trading
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Term
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Security
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Rate
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Details for Assetline Capital Horizon Mortgages - Commercial (Full Doc and Alt Doc)

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