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ANZ Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

From lender's website, 25 Sept 2026
Amount
From $2K
Term
Not published
Rate
Rate available on application
Security
Varies

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $2K
Rate
Rate available on applicationThe overdraft interest rate is the ANZ Index Rate applicable to the facility plus a margin.
Rate type
Not published
Term
Not published
Security
Varies
Structure
Overdraft
Fees
Credit facility fee of $250 p.a. for limits of $9,999 or less · Credit facility fee of $400 p.a. for limits of $10,000 to $19,999 · Credit facility fee of $600 p.a. for limits of $20,000 to $49,999 · Credit facility fee of 1.7% of the facility limit p.a. for limits of $50,000 to $499,999
Repayment frequency
Not published
Early repayment
No fixed or set repayments are required.
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
An individual or director's guarantee may be required for an unsecured overdraft.
Funding time
Not published
Restrictions
Business purposes only. No minimum or maximum term, though an expiry may be elected. Property security must meet ANZ requirements; residential property security excludes property development or speculative residential construction.
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowStock

More from ANZ

Business Car Loan

Chattel mortgage from $7,500 over 1 to 7 years for business cars, vans, utes, trucks, buses and trailers, secured by the vehicle.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Car Loan

Business Equipment Loan

Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Equipment Loan

Business Loan

Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Loan

Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Equipment or Car Lease

Similar products from other lenders

Bank

Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Bendigo Bank Business Overdraft
Customer-owned bank

Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

Amount
From $10K
Term
Not published
Security
Not published
Rate
8.84% to 12.99% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Overdraft
Bank

BOQ Business Overdraft

Variable rate business overdraft from $10,000, secured by residential or non-residential property, to manage cash flow and unexpected expenses.

Amount
From $10K
Term
Not published
Security
Property-secured
Rate
12.01% to 12.76% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Business Overdraft

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