Skip to content
The Business Loan Store
Bendigo Bank logo

Bendigo Bank Market Rate Loan

Business loan priced off the Bank Bill Swap Bid rate (BBSY), with floating or fixed options, interest rate risk management and terms up to 25 years.

Business Loans
Source dated 25 Sept 2026
Amount
Not published
Term
Up to 25 yrs
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Bendigo Bank. Details not published by the lender are marked.

Rate
Rate available on applicationRates vary based on the Bank Bill Swap Bid rate (BBSY); a lending margin and fees may apply. No rate figure published.
Rate type
Variable or fixed
Term
Up to 25 yrs
Security
Varies
Structure
Term loan
Repayment frequency
Monthly, Quarterly
Early repayment
Extra repayments allowed; online redraw on variable rate loans; break costs may apply in certain situations
How to apply
Direct with the lender, or through us
Not published by Bendigo Bank
loan amount, fees, time trading, turnover, documents, guarantees, funding time, restrictions
Suitable purposes
Growth

About Market Rate Loan

Bendigo Bank publishes these details for Market Rate Loan: structure term loan; term up to 25 yrs; security varies; suitable purposes growth. Not published by Bendigo Bank for this product: loan amount, maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bendigo Bank products

  • Business Loan: Suitable purposes is growth here and growth, Cash flow for Business Loan.
  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; loan amount is published for Business Overdraft (from $20K) but not for this product; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Business Overdraft; Bendigo Bank publishes security (varies) for this product but not for Business Overdraft.
  • Equipment Loan: Structure is term loan here and equipment loan for Equipment Loan; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Equipment Loan; security is varies here and asset-backed for Equipment Loan; suitable purposes is growth here and equipment, Vehicle for Equipment Loan.
  • Finance Lease: Structure is term loan here and finance lease for Finance Lease; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Finance Lease; security is varies here and asset-backed for Finance Lease; suitable purposes is growth here and equipment, Vehicle for Finance Lease.

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

More from Bendigo Bank

Business Loan

Business term loan with terms up to 25 years, unsecured or secured with property or assets, to grow your business or help manage cash flow.

Amount
Not published
Term
Up to 25 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Business Loan

Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Business Overdraft

Equipment Loan

Equipment loan for vehicles, machinery and manufacturing, printing or medical equipment, secured by the asset, often with no deposit and an optional balloon.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Equipment Loan

Finance Lease

Finance lease where Bendigo Bank buys and owns the equipment or vehicle and leases it to your business, with a residual at the end of the term.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Finance Lease

Similar products from other lenders

Non-bank business lender

Bizcap Small Business Loan

Short-term loan over 3 to 12 months for small businesses funding cash flow, stock, equipment or growth, repaid daily or weekly.

Amount
$5K to $7.5M
Term
3 mths to 1 yr
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
4+ months trading
Source dated 23 Sept 2026
Details for Bizcap Small Business Loan
BankVia broker

Judo Bank Business Loan

Business term loan from $250K, arranged through a relationship banker, for growth or equipment, with fixed, variable or combined rate options.

Amount
From $250K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Business Loan
Bank

Suncorp Bank Agribusiness Loans

Secured loan from $500,000 over 1 to 15 years for primary producers, for property purchases, off-farm investments, capital improvements or consolidating finance.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Agribusiness Loans
Non-bank business lender

Capify Unsecured Business Loan

Short-term unsecured loan over 3 to 12 months with daily repayments, for businesses funding cash flow, growth, equipment or stock.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily
Trading
6+ months trading
Source dated 23 Sept 2026
Details for Capify Unsecured Business Loan

Start typing to search finance types, lenders, products and guides.