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Bendigo Bank Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Working Capital FinanceCashflow Loans
Source dated 25 Sept 2026
Amount
From $20K
Term
Not published
Rate
Rate available on application
Security
Not published
Enquire about this product

Product details

As published by Bendigo Bank. Details not published by the lender are marked.

Loan amount
From $20K
Rate
Rate available on applicationVariable interest rate; a lending margin and fees may apply. No rate figure published.
Rate type
Variable
Structure
Overdraft
Restrictions
Linked to a Business Everyday account; repayable on demand
How to apply
Direct with the lender, or through us
Not published by Bendigo Bank
term, security, fees, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Cash flow

About Business Overdraft

Bendigo Bank publishes these details for Business Overdraft: structure overdraft; loan amount from $20K; suitable purposes cash flow. Not published by Bendigo Bank for this product: term, security, maximum LVR, time trading, turnover, documentation. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bendigo Bank products

  • Business Loan: Structure is overdraft here and term loan for Business Loan; Bendigo Bank publishes loan amount (from $20K) for this product but not for Business Loan; term is published for Business Loan (up to 25 yrs) but not for this product; security is published for Business Loan (varies) but not for this product.
  • Equipment Loan: Structure is overdraft here and equipment loan for Equipment Loan; Bendigo Bank publishes loan amount (from $20K) for this product but not for Equipment Loan; security is published for Equipment Loan (asset-backed) but not for this product; suitable purposes is cash flow here and equipment, Vehicle for Equipment Loan.
  • Finance Lease: Structure is overdraft here and finance lease for Finance Lease; Bendigo Bank publishes loan amount (from $20K) for this product but not for Finance Lease; security is published for Finance Lease (asset-backed) but not for this product; suitable purposes is cash flow here and equipment, Vehicle for Finance Lease.
  • Lease Doc Loan: Structure is overdraft here and commercial property loan for Lease Doc Loan; loan amount is from $20K here and $200K to $3M for Lease Doc Loan; security is published for Lease Doc Loan (property-secured) but not for this product; suitable purposes is cash flow here and commercial property for Lease Doc Loan.

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Source dated 25 Sept 2026
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