Beyond Bank Business Overdraft

Revolving business overdraft with limits from $10,000, giving ongoing access to funds to combine business loan and working capital needs.

From lender's website, 25 Sept 2026

Product details

As published by Beyond Bank. Details not published by the lender are marked.

Loan amount: From $10K
Rate: 8.84% to 12.99% p.a. + marginVariable reference rates: 8.84% p.a. secured, 12.99% p.a. unsecured. Variable reference rates current as at 10 June 2026 and subject to change; a margin may apply on top of the base rate depending on the borrower and the type of security provided. The rates page says a margin may be added to these rates to determine the actual interest rate charged.
Rate type: Variable
Term: Not published
Security: Not published
Structure: Overdraft
Fees: Approval/variation fee of $295
Repayment frequency: Not published
Early repayment: Not published
Time trading: Not published
Turnover: Not published
Documents: Not published
Guarantees: Not published
Funding time: Not published
Restrictions: Available to business customers, who become members of Beyond Bank
How to apply: Direct with the lender, or through us
Suitable purposes: Cash flow

Sources and freshness

Version 2, effective 25 Sept 2026. Second-pass check against the lender website.

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
Commercial relationships.: Where we have a commercial relationship with a lender, it is shown on that lender's profile. Appearing on our homepage or in results does not by itself mean a commercial relationship exists.