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Bendigo Bank Business Loan

Business term loan with terms up to 25 years, unsecured or secured with property or assets, to grow your business or help manage cash flow.

Source dated 25 Sept 2026
Amount
Not published
Term
Up to 25 yrs
Rate
Rate available on application
Security
Varies

Product details

As published by Bendigo Bank. Details not published by the lender are marked.

Rate
Rate available on application
Rate type
Variable or fixed
Term
Up to 25 yrs
Security
Varies
Structure
Term loan
Repayment frequency
Monthly
Early repayment
Extra repayments allowed; online redraw on variable rate loans; break costs may apply in certain situations
How to apply
Direct with the lender, or through us
Not published by Bendigo Bank
loan amount, fees, time trading, turnover, documents, guarantees, funding time, restrictions
Suitable purposes
GrowthCash flow

About Business Loan

Bendigo Bank publishes these details for Business Loan: structure term loan; term up to 25 yrs; security varies; suitable purposes growth, Cash flow. Not published by Bendigo Bank for this product: loan amount, maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bendigo Bank products

  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; loan amount is published for Business Overdraft (from $20K) but not for this product; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Business Overdraft; Bendigo Bank publishes security (varies) for this product but not for Business Overdraft.
  • Equipment Loan: Structure is term loan here and equipment loan for Equipment Loan; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Equipment Loan; security is varies here and asset-backed for Equipment Loan; suitable purposes is growth, Cash flow here and equipment, Vehicle for Equipment Loan.
  • Finance Lease: Structure is term loan here and finance lease for Finance Lease; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Finance Lease; security is varies here and asset-backed for Finance Lease; suitable purposes is growth, Cash flow here and equipment, Vehicle for Finance Lease.
  • Lease Doc Loan: Structure is term loan here and commercial property loan for Lease Doc Loan; loan amount is published for Lease Doc Loan ($200K to $3M) but not for this product; Bendigo Bank publishes term (up to 25 yrs) for this product but not for Lease Doc Loan; security is varies here and property-secured for Lease Doc Loan.

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More from Bendigo Bank

Business Overdraft

Fully fluctuating business overdraft from $20,000, linked to a Business Everyday account, charging interest only on the amount you use.

Amount
From $20K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Business Overdraft

Equipment Loan

Equipment loan for vehicles, machinery and manufacturing, printing or medical equipment, secured by the asset, often with no deposit and an optional balloon.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Equipment Loan

Finance Lease

Finance lease where Bendigo Bank buys and owns the equipment or vehicle and leases it to your business, with a residual at the end of the term.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Finance Lease

Lease Doc Loan

Commercial property investment loan up to $3M, assessed on the income from the commercial lease, with the term aligned to the lease.

Amount
$200K to $3M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Lease Doc Loan

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