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ANZ GoBiz Unsecured Business Loan

Business loan from $10,000 over up to 7 years, applied for online through ANZ GoBiz using accounting software data, unsecured up to $200,000.

From lender's website, 25 Sept 2026
Amount
From $10K
Term
Up to 7 yrs
Rate
12.74% p.a.
Security
Unsecured

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $10K
Rate
12.74% p.a.Variable interest rate 12.74% p.a. and fixed interest rate 12.74% p.a., current as at Friday, 15 May 2026. Variable rate for up to 7 years or fixed rate for up to 3 years.
Rate type
Not published
Term
Up to 7 yrs
Security
Unsecured
Structure
Term loan
Fees
Upfront fee of $0 ยท Admin fee of $0 p.a.
Repayment frequency
Weekly, Monthly
Early repayment
No additional cost to repay a variable rate loan early; fixed rate loans may incur early repayment costs.
Time trading
6+ months trading under the current ABN/ACN
Turnover
Not published
Documents
One-time connection to Xero, MYOB or Intuit QuickBooks, or existing ANZ account data, with at least 6 months of reconciled financial data. No application paperwork.
Guarantees
A personal guarantee may be required from directors. Loans of $200,000 to $500,000 may need a General Security Agreement.
Funding time
Conditional approval in 20 minutes or less if eligible; funds within two business days of returning signed documents.
Restrictions
Annual turnover up to $75 million. Must use Xero, MYOB or Intuit QuickBooks. Not available to franchises. Total lending via GoBiz up to $500,000 and total ANZ business lending under $1.5 million. Interest-only for up to two years on a seven-year variable loan. An ANZ business transaction account is required. Not available to businesses predominantly trading as an agricultural business.
How to apply
Direct with the lender, or through us
Suitable purposes
Growth

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