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ANZ Business Car Loan

Chattel mortgage from $7,500 over 1 to 7 years for business cars, vans, utes, trucks, buses and trailers, secured by the vehicle.

From lender's website, 25 Sept 2026
Amount
From $7.5K
Term
1 yr to 7 yrs
Rate
Individual assessment
Security
Asset-backed

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $7.5K
Rate
Individual assessmentPricing is tailored and shown in a quote. Eligible energy efficient assets get a 0.80% p.a. discount on the standard asset finance rate.
Rate type
Not published
Term
1 yr to 7 yrs
Security
Asset-backed
Structure
Chattel mortgage
Fees
Establishment fee (chattel mortgage) minimum $375, rising to minimum $575 from 30 November 2026
Repayment frequency
Not published
Early repayment
Early repayment fees and charges, which may be significant, may apply.
Time trading
Not published
Turnover
Not published
Documents
Online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.
Guarantees
Personal guarantees may be required from company directors.
Funding time
Not published
Restrictions
Cars, vans, utes, trucks, buses and trailers used mostly for business; exotic vehicles excluded. Online applications up to $200,000 for cars, vans and utes, and up to $500,000 for trucks, buses and trailers (dealer sale only). Optional balloon payment. Comprehensive insurance required.
How to apply
Direct with the lender, or through us
Suitable purposes
Vehicle

More from ANZ

Business Equipment Loan

Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Equipment Loan

Business Loan

Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Loan

Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft

Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Equipment or Car Lease

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Term
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Security
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Customer-owned bank

Beyond Bank Business Loan

Fixed rate business loan from $5,000 over 1 to 7 years for small business needs such as buying a vehicle.

Amount
From $5K
Term
1 yr to 7 yrs
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Beyond Bank Business Loan

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