Commercial property finance funds the purchase or refinance of offices, warehouses, factories, retail shops and other non-residential property. Loans are usually secured by the property itself.
22 products from 6 lenders ยท Last checked 24 Sept 2026
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22 products from 6 lenders
Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.
SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.
First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.
Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.
SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.
Commercial property loan from $100K to $4M over up to 30 years, for investors only, up to 80% LVR.
Low doc commercial property loan from $100K to $8M over up to 30 years for established businesses, owner-occupiers and investors.
Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers and investors, up to 80% LVR.
Short-term commercial property loan from $100K to $4M over up to 3 years, at a fixed rate, for owner-occupiers and investors.
Commercial property loan up to $5M over 1 to 30 years for purchase, refinance or tax debt, with full doc and alt doc options.
SMSF loan up to $5M for buying or refinancing business real property, for established, compliant SMSFs with a corporate trustee.
Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.
Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.
Commercial property loan with the lightest documentation Thinktank offers, for borrowers who value speed and simplicity.
Commercial investment property loan assessed on the lease: for properties with at least a 2-year arm's length lease, over up to 25 years.
Commercial loan secured by specialised premises that many lenders avoid, such as hospitality and some other purpose-built properties.
Release equity from commercial property for business expansion, working capital, investment or property improvements.
Line of credit of up to $1M secured by commercial property, added to a Thinktank commercial loan, with no annual reviews.
Short-term funding for the GST on a commercial or SMSF property purchase, added to a Thinktank property loan.
Commercial property loan where paying out ATO debt is part of the purpose. Thinktank lists tax debt as considered.
Loan to a self managed super fund to buy or refinance commercial property, from $100K to $10M, including related-party premises.
Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.
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Lenders look closely at the property type, location, lease terms and how the loan will be serviced, whether from your business income or from rent.
The lender values the property and sets a maximum loan-to-value ratio (LVR) that depends on property type and documentation. Terms can run for many years, with interest-only periods available from some lenders.
Maximum LVRs vary by lender, property type and documentation. Each product lists the details the lender publishes.
Some lenders offer SMSF loans for business real property. Speak to your financial adviser about whether it suits your fund.
Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.