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Commonwealth Bank

Commonwealth Bank Lease Doc Loan

Loan up to $5 million to buy or refinance a tenanted commercial investment property, assessed on the property's rental income.

Commercial Property FinanceRefinance & Debt Consolidation
Source dated 25 Sept 2026
Amount
Up to $5M
Term
Up to 5 yrs
Rate
Rate available on application
Security
Property-secured
Enquire about this product

Product details

As published by Commonwealth Bank. Details not published by the lender are marked.

Loan amount
Up to $5M
Rate
Rate available on applicationWritten as a BetterBusiness Loan or Market Rate Loan (variable or fixed); no rate figure published on the page.
Term
Up to 5 yrs
Security
Property-secured
Structure
Commercial property loan
Documents
Arms-length lease agreement, tenancy schedule (if available), ATO income tax and GST account statements, contract of sale or 12 months of loan and transaction statements.
Guarantees
Director guarantee
Restrictions
Maximum LVR 65%; minimum interest cover ratio 1.5x; active arms-length tenant required.
How to apply
Direct with the lender, or through us
Not published by Commonwealth Bank
rate type, fees, repayment frequency, early repayment, time trading, turnover, funding time
Suitable purposes
Commercial propertyRefinance

About Lease Doc Loan

Commonwealth Bank publishes these details for Lease Doc Loan: structure commercial property loan; loan amount up to $5M; term up to 5 yrs; security property-secured; documentation arms-length lease agreement, tenancy schedule (if available), ATO income tax and GST account statements, contract of sale or 12 months of loan and transaction statements.; guarantees director guarantee. Not published by Commonwealth Bank for this product: maximum LVR, time trading, turnover, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Commonwealth Bank products

  • Agri Green Loan: Structure is commercial property loan here and term loan for Agri Green Loan; loan amount is up to $5M here and from $10K for Agri Green Loan; Commonwealth Bank publishes term (up to 5 yrs) for this product but not for Agri Green Loan; Commonwealth Bank publishes security (property-secured) for this product but not for Agri Green Loan.
  • BetterBusiness Loan: Structure is commercial property loan here and term loan for BetterBusiness Loan; loan amount is up to $5M here and from $10K for BetterBusiness Loan; term is up to 5 yrs here and up to 30 yrs for BetterBusiness Loan; security is property-secured here and varies for BetterBusiness Loan.
  • Business Green Loan: Structure is commercial property loan here and term loan for Business Green Loan; loan amount is up to $5M here and from $10K for Business Green Loan; Commonwealth Bank publishes term (up to 5 yrs) for this product but not for Business Green Loan; Commonwealth Bank publishes security (property-secured) for this product but not for Business Green Loan.
  • Business Overdraft: Structure is commercial property loan here and overdraft for Business Overdraft; loan amount is up to $5M here and from $2K for Business Overdraft; Commonwealth Bank publishes term (up to 5 yrs) for this product but not for Business Overdraft; security is property-secured here and varies for Business Overdraft.

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