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La Trobe Financial Commercial Rural Loan

Interest-only loan up to $2 million over up to 5 years, secured by non-metro rural property over 100 acres used for business purposes.

Commercial Property FinanceRefinance & Debt Consolidation
Source dated 26 Sept 2026
Amount
$100K to $2M
Term
Up to 5 yrs
Rate
From 9.74% p.a. variable
Max LVR
Up to 55%
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Product details

As published by La Trobe Financial. Details not published by the lender are marked.

Loan amount
$100K to $2M
Rate
From 9.74% p.a. variableShown on the product page as "From 9.74 % * p.a." (top banner), "Borrowers from 9.74%^ p.a." and "Current Rate^: 9.74%" with "Interest Rate Type: Variable". No as-at date is published; figure as displayed on 2026-09-26. "^ Depends on the loan amount and risk grade of borrower." No comparison rate (shown as n/a).
Maximum LVR
Up to 55%
Rate type
Variable
Term
Up to 5 yrs
Security
Property-secured
Structure
Commercial property loan (rural)
Fees
Application fee from 1.25% of the loan amount (excludes valuation and legal fees) · Risk fee of $0
Early repayment
Additional repayments not available; no redraw
Documents
Full or Lite Doc verification
Restrictions
Rural property over 100 acres, non-metro, used for business purposes. Interest-only repayments.
How to apply
Direct with the lender, or through us
Not published by La Trobe Financial
repayment frequency, time trading, turnover, guarantees, funding time
Suitable purposes
Commercial propertyRefinance

About Commercial Rural Loan

La Trobe Financial publishes these details for Commercial Rural Loan: structure commercial property loan (rural); loan amount $100K to $2M; term up to 5 yrs; security property-secured; maximum LVR up to 55%; documentation full or Lite Doc verification. Not published by La Trobe Financial for this product: time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other La Trobe Financial products

  • Commercial Full Doc Loan: Structure is commercial property loan (rural) here and commercial property loan for Commercial Full Doc Loan; loan amount is $100K to $2M here and $100K to $50M for Commercial Full Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Full Doc Loan; maximum LVR is up to 55% here and up to 75% for Commercial Full Doc Loan.
  • Commercial Lease Doc Loan: Structure is commercial property loan (rural) here and commercial property loan for Commercial Lease Doc Loan; loan amount is $100K to $2M here and $100K to $50M for Commercial Lease Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Lease Doc Loan; maximum LVR is up to 55% here and up to 75% for Commercial Lease Doc Loan.
  • Commercial Lite Doc Loan: Structure is commercial property loan (rural) here and commercial property loan for Commercial Lite Doc Loan; loan amount is $100K to $2M here and $100K to $50M for Commercial Lite Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Lite Doc Loan; maximum LVR is up to 55% here and up to 75% for Commercial Lite Doc Loan.
  • Commercial SMSF Loan: Structure is commercial property loan (rural) here and commercial property loan (SMSF) for Commercial SMSF Loan; loan amount is $100K to $2M here and $100K to $10M for Commercial SMSF Loan; term is up to 5 yrs here and up to 30 yrs for Commercial SMSF Loan; maximum LVR is up to 55% here and up to 75% for Commercial SMSF Loan.

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