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MA Money Commercial Loan

Commercial property loan through brokers, $100,000 to $8 million over up to 30 years, for purchase, refinance, cash out, debt consolidation or ATO debt.

Source dated 26 Sept 2026
Amount
$100K to $8M
Term
Up to 30 yrs
Rate
From 7.79%
Max LVR
Up to 80%

Product details

As published by MA Money. Details not published by the lender are marked.

Loan amount
$100K to $8M
Rate
From 7.79%Shown on MA Money's open public website on 2026-09-26 (broker commercial overview page, no login) as "Rates from 7.79%" for "Prime Full Doc loans up to 65% LVR and $4m". No as-at date is shown. Rate type not stated.
Maximum LVR
Up to 80%
Term
Up to 30 yrs
Security
Property-secured
Structure
Commercial property loan
Time trading
Self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime)
Documents
Full Doc: 1 year personal tax return and corresponding notice of assessment, plus trust and company tax returns if applicable, or simplified self-employed (company directors only) with 3 months payslips and last financial year ATO income statement. Alt Doc: 1 income document (accountant letter, last 2 BAS or 6 months business bank statements) and a declaration of financial position. Light Doc: declaration of financial position. Lease Doc also available.
Guarantees
Personal guarantee only; no GSA required
Funding time
Conditional approval within 48 hours for fully packaged applications
Restrictions
Not accepted: development sites, farming or rural properties, hotels, pubs and specialised securities.
How to apply
Through a broker or the lender's relationship managers
Not published by MA Money
rate type, fees, repayment frequency, early repayment, turnover
Suitable purposes
Commercial propertyRefinanceTax debtSomething else

About Commercial Loan

MA Money publishes these details for Commercial Loan: structure commercial property loan; loan amount $100K to $8M; term up to 30 yrs; security property-secured; maximum LVR up to 80%; time trading self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime). Not published by MA Money for this product: turnover. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other MA Money products

  • SMSF Commercial Loan: Structure is commercial property loan here and commercial property loan (SMSF) for SMSF Commercial Loan; time trading is self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime) here and self-employed: ABN 24+ months and GST 12+ months (Prime) for SMSF Commercial Loan; documentation is full Doc: 1 year personal tax return and corresponding notice of assessment, plus trust and company tax returns if applicable, or simplified self-employed (company directors only) with 3 months payslips and last financial year ATO income statement. Alt Doc: 1 income document (accountant letter, last 2 BAS or 6 months business bank statements) and a declaration of financial position. Light Doc: declaration of financial position. Lease Doc also available. here and full Doc: 1 year personal tax return and notice of assessment, plus trust and company tax returns if applicable. Simplified self-employed (company directors only): 3 months of salary credits and last financial year ATO income statement. for SMSF Commercial Loan; MA Money publishes funding time (conditional approval within 48 hours for fully packaged applications) for this product but not for SMSF Commercial Loan.

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SMSF Commercial Loan

Loan for a self-managed super fund to buy commercial property or refinance an SMSF loan, through brokers, $100,000 to $8 million over up to 30 years.

Amount
$100K to $8M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Self-employed: ABN 24+ months and GST 12+ months (Prime)
Source dated 26 Sept 2026
Details for MA Money SMSF Commercial Loan

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