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The Business Loan Store

Compare business acquisition finance

Acquisition finance helps you buy an existing business, a franchise or a partner's share. Lenders assess both you and the business you are buying: its financial history, cash flow, and how the deal is structured.

14 products from 9 lenders · Last checked 26 Sept 2026

New owner shaking hands and receiving the keys to an established business

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14 products from 9 lenders

Business Acquisition Finance products

Bank

BOQ Business Term Loan

Secured business term loan from $10,000 over 1 to 30 years, to buy a business, grow or expand operations, with weekly to monthly repayments.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Secured
Rate
11.02% to 12.02% p.a. + margin
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Business Term Loan
Bank

BOQ Commercial Rate Loan

Commercial loan from $500,000 over 1 to 5 years for property investment or business acquisitions, secured by property, business assets or guarantees.

Amount
From $500K
Term
1 yr to 5 yrs
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for BOQ Commercial Rate Loan
Customer-owned bank

Great Southern Bank Secured Business Loan

Secured business loan of $20,000 to $5M for buying a business or franchise, commercial property, equipment and fit outs or cash flow.

Amount
$20K to $5M
Term
Not published
Security
Secured
Rate
7.25% to 7.75% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Great Southern Bank Secured Business Loan
BankVia broker

Judo Bank Acquisition Loan

Loan from $250K to $15M over up to 15 years for buying a business, covering up to 100% of acquisition costs, arranged through a relationship banker.

Amount
$250K to $15M
Term
Up to 15 yrs
Security
Not published
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Acquisition Loan
Property-backed non-bank

Liberty Financial Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Amount
$50K to $500K
Term
Up to 5 yrs
Security
Secured
Rate
From 14.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
From lender's website, 23 Sept 2026
Details for Liberty Financial Flexible Business Loan
Property-backed non-bank

Liberty Financial Low Doc Business Loan

Low doc business loan from $50K to $2M over 1 to 30 years, secured by property, for businesses trading 2+ years with alternative income evidence.

Amount
$50K to $2M
Term
1 yr to 30 yrs
Security
Property-secured
Rate
From 9.20% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
From lender's website, 23 Sept 2026
Details for Liberty Financial Low Doc Business Loan
Property-backed non-bank

Liberty Financial Secured Business Loan

Secured business loan from $50K to $2M over 1 to 30 years for cash flow, stock, property, equipment, buying a business, refinance or tax debt.

Amount
$50K to $2M
Term
1 yr to 30 yrs
Security
Secured
Rate
From 8.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
No minimum time in business
From lender's website, 23 Sept 2026
Details for Liberty Financial Secured Business Loan
Bank

Macquarie Bank Fixed Term Loan

Business term loan over up to 5 years for growth, acquisitions and refinancing, secured by goodwill, property, debtors, rent rolls or other assets.

Amount
Not published
Term
Up to 5 yrs
Security
Secured
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Macquarie Bank Fixed Term Loan
Invoice and trade financier

Moneytech Business Loan

Business loan from $25,000 to $500,000 over up to 36 months for cash flow, ATO debt, expansion, acquisitions and equipment, secured or unsecured.

Amount
$25K to $500K
Term
Up to 3 yrs
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
12+ months GST registration
From lender's website, 25 Sept 2026
Details for Moneytech Business Loan
Invoice and trade financier

Moneytech Secured Loan

Property secured business term loan from $100,000 to $2.5M on 1st or 2nd mortgages, for growth, refinance, acquisitions, stock and equipment.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Moneytech Secured Loan
Major bank

NAB Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

Amount
From $20K
Term
Up to 30 yrs
Security
Varies
Rate
7.85% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
From lender's website, 25 Sept 2026
Details for NAB Business Options Loan
Bank

Suncorp Bank Commercial Term Loans

Secured term loan from $500,000 over 1 to 15 years for larger businesses, including specialised sectors such as management letting rights.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 26 Sept 2026
Details for Suncorp Bank Commercial Term Loans
Major bank

Westpac Bank Bill Business Loan

Market-linked business loan from $250,000 over 30 days to 30 years for acquisitions, capital investment or refinancing, with variable or fixed rates.

Amount
From $250K
Term
Up to 30 yrs
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Bank Bill Business Loan
Major bank

Westpac Business Loan

Secured business term loan from $10,000 with variable or fixed rates, for uses such as buying a business, capital investment, property or refinancing.

Amount
From $10K
Term
Not published
Security
Secured
Rate
From 7.91% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Loan

How business acquisition finance works

Many acquisitions combine several sources, such as a term loan, vendor finance and your own contribution, and some are secured against property.

The lender reviews the target business's financials, the sale contract and your experience, then sets an amount based on the business's ability to service debt and the security available.

Who it suits

  • Buying a going concern
  • Franchise purchases
  • Partner or shareholder buyouts
  • Succession planning

What lenders look at

  • Historical profit and cash flow of the target
  • Your industry experience
  • Equity contribution
  • Security and valuation

Things to watch

  • Allow time for due diligence and lender valuation.
  • Check whether the lender requires a minimum equity contribution.

Business Acquisition Finance: common questions

How much deposit do I need to buy a business?

It varies by lender and deal. Many lenders expect an equity contribution, and property security can reduce the cash you need to put in.

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