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Suncorp Bank Commercial Term Loans

Secured term loan from $500,000 over 1 to 15 years for larger businesses, including specialised sectors such as management letting rights.

Business LoansBusiness Acquisition Finance
Source dated 26 Sept 2026
Amount
From $500K
Term
1 yr to 15 yrs
Rate
Rate available on application
Security
Property-secured
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Product details

As published by Suncorp Bank. Details not published by the lender are marked.

Loan amount
From $500K
Rate
Rate available on application
Rate type
Variable or fixed
Term
1 yr to 15 yrs
Security
Property-secured
Structure
Term loan
Fees
Establishment fee determined at application · Account maintenance fee of $300, payable half yearly in advance
Early repayment
Break costs may apply to fixed rate loans
Documents
2 consecutive years of financial information
How to apply
Direct with the lender, or through us
Not published by Suncorp Bank
repayment frequency, time trading, turnover, guarantees, funding time, restrictions
Suitable purposes
GrowthBuy a business

About Commercial Term Loans

Suncorp Bank publishes these details for Commercial Term Loans: structure term loan; loan amount from $500K; term 1 yr to 15 yrs; security property-secured; documentation 2 consecutive years of financial information; suitable purposes growth, Buy a business. Not published by Suncorp Bank for this product: maximum LVR, time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Suncorp Bank products

  • Agribusiness Loans: Documentation is 2 consecutive years of financial information here and 2 consecutive years of financial statements for Agribusiness Loans; suitable purposes is growth, Buy a business here and commercial property, Growth, Refinance for Agribusiness Loans.
  • Business Essentials Term Loan: Loan amount is from $500K here and $20K to $5M for Business Essentials Term Loan; term is 1 yr to 15 yrs here and up to 30 yrs for Business Essentials Term Loan; documentation is 2 consecutive years of financial information here and two years of financial statements (Balance Sheet and Profit and Loss), 12 months of non-Suncorp Bank account statements, recent council rates notice, executed purchase contract if applicable, ID documents for Business Essentials Term Loan; suitable purposes is growth, Buy a business here and growth, Equipment for Business Essentials Term Loan.
  • Business Line of Credit: Structure is term loan here and line of credit for Business Line of Credit; Suncorp Bank publishes loan amount (from $500K) for this product but not for Business Line of Credit; Suncorp Bank publishes term (1 yr to 15 yrs) for this product but not for Business Line of Credit; documentation is 2 consecutive years of financial information here and fully documented application including business financial statements for Business Line of Credit.
  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; loan amount is from $500K here and from $10K for Business Overdraft; Suncorp Bank publishes term (1 yr to 15 yrs) for this product but not for Business Overdraft; security is property-secured here and varies for Business Overdraft.

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More from Suncorp Bank

Agribusiness Loans

Secured loan from $500,000 over 1 to 15 years for primary producers, for property purchases, off-farm investments, capital improvements or consolidating finance.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Agribusiness Loans

Business Essentials Term Loan

Property-secured term loan from $20,000 to $5 million over up to 30 years to support business expansion, capital purchases and more.

Amount
$20K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Essentials Term Loan

Business Line of Credit

Property-secured line of credit with no set term or set principal repayments, for investments, short-term working capital and seasonal needs.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Line of Credit

Business Overdraft

Secured business overdraft from $10,000 with a variable rate, no set term and an ongoing limit, for short-term cash flow and unexpected expenses.

Amount
From $10K
Term
Not published
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Overdraft

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