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BOQ Commercial Rate Loan

Commercial loan from $500,000 over 1 to 5 years for property investment or business acquisitions, secured by property, business assets or guarantees.

Commercial Property FinanceBusiness Acquisition Finance
Source dated 25 Sept 2026
Amount
From $500K
Term
1 yr to 5 yrs
Rate
Rate available on application
Security
Secured
Enquire about this product

Product details

As published by BOQ. Details not published by the lender are marked.

Loan amount
From $500K
Rate
Rate available on applicationInterest rates are set daily for each facility type and interest period.
Term
1 yr to 5 yrs
Security
Secured
Structure
Term loan
Fees
Application fee of 0.75% of the approved limit (minimum $750) · Monthly service fee of $50
Guarantees
Directors' guarantees are an accepted form of security.
Restrictions
Interest-only (up to 5 years) or interest in advance. BOQ also offers this loan for property development, which is not covered by this listing. The compare page lists LVRs of up to 90% (subject to SME, security type and loan purpose eligibility criteria), up to 80% residential, up to 70% commercial and up to 60% industrial.
How to apply
Direct with the lender, or through us
Not published by BOQ
rate type, repayment frequency, early repayment, time trading, turnover, documents, funding time
Suitable purposes
Commercial propertyBuy a business

About Commercial Rate Loan

BOQ publishes these details for Commercial Rate Loan: structure term loan; loan amount from $500K; term 1 yr to 5 yrs; security secured; guarantees directors' guarantees are an accepted form of security.; suitable purposes commercial property, Buy a business. Not published by BOQ for this product: maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other BOQ products

  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; loan amount is from $500K here and from $10K for Business Overdraft; BOQ publishes term (1 yr to 5 yrs) for this product but not for Business Overdraft; security is secured here and property-secured for Business Overdraft.
  • Business Term Loan: Loan amount is from $500K here and from $10K for Business Term Loan; term is 1 yr to 5 yrs here and 1 yr to 30 yrs for Business Term Loan; BOQ publishes guarantees (directors' guarantees are an accepted form of security.) for this product but not for Business Term Loan; suitable purposes is commercial property, Buy a business here and buy a business, Growth for Business Term Loan.
  • Commercial Hire Purchase: Structure is term loan here and hire purchase for Commercial Hire Purchase; loan amount is from $500K here and from $20K for Commercial Hire Purchase; security is secured here and asset-backed for Commercial Hire Purchase; BOQ publishes guarantees (directors' guarantees are an accepted form of security.) for this product but not for Commercial Hire Purchase.
  • Finance Lease: Structure is term loan here and finance lease for Finance Lease; loan amount is from $500K here and from $20K for Finance Lease; security is secured here and asset-backed for Finance Lease; BOQ publishes guarantees (directors' guarantees are an accepted form of security.) for this product but not for Finance Lease.

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Business Overdraft

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Source dated 25 Sept 2026
Details for BOQ Business Overdraft

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Source dated 25 Sept 2026
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Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.

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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Commercial Hire Purchase

Finance Lease

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Amount
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Finance Lease

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