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Moneytech Business Loan

Business loan from $25,000 to $500,000 over up to 36 months for cash flow, ATO debt, expansion, acquisitions and equipment, secured or unsecured.

Source dated 25 Sept 2026
Amount
$25K to $500K
Term
Up to 3 yrs
Rate
Rate available on application
Security
Varies

Product details

As published by Moneytech. Details not published by the lender are marked.

Loan amount
$25K to $500K
Rate
Rate available on application
Term
Up to 3 yrs
Security
Varies
Structure
Term loan
Time trading
12+ months GST registration
Documents
12 months of bank statements; up to date financials not needed
Funding time
Approvals often within 24 hours
Restrictions
Applicants 20 or older and Australian citizens or permanent residents; clean business and director credit history; over $250,000 needs a caveat or mortgage guarantee
How to apply
Direct with the lender, or through us
Not published by Moneytech
rate type, fees, repayment frequency, early repayment, turnover, guarantees
Suitable purposes
Cash flowTax debtGrowthBuy a businessEquipment

About Business Loan

Moneytech publishes these details for Business Loan: structure term loan; loan amount $25K to $500K; term up to 3 yrs; security varies; time trading 12+ months GST registration; documentation 12 months of bank statements; up to date financials not needed. Not published by Moneytech for this product: maximum LVR, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Moneytech products

  • Cash Advance: Structure is term loan here and invoice finance for Cash Advance; loan amount is $25K to $500K here and $150K to $1M for Cash Advance; Moneytech publishes term (up to 3 yrs) for this product but not for Cash Advance; security is varies here and asset-backed for Cash Advance.
  • Commercial Property Loan: Structure is term loan here and commercial property loan for Commercial Property Loan; loan amount is $25K to $500K here and $100K to $2.5M for Commercial Property Loan; Moneytech publishes term (up to 3 yrs) for this product but not for Commercial Property Loan; security is varies here and property-secured for Commercial Property Loan.
  • Equipment Finance: Structure is term loan here and equipment finance for Equipment Finance; Moneytech publishes loan amount ($25K to $500K) for this product but not for Equipment Finance; Moneytech publishes term (up to 3 yrs) for this product but not for Equipment Finance; security is varies here and asset-backed for Equipment Finance.
  • Invoice Finance: Structure is term loan here and invoice finance for Invoice Finance; loan amount is $25K to $500K here and $500K to $25M for Invoice Finance; Moneytech publishes term (up to 3 yrs) for this product but not for Invoice Finance; Moneytech publishes security (varies) for this product but not for Invoice Finance.

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More from Moneytech

Cash Advance

Confidential invoice finance facility from $150,000 to $1M, advancing up to 80% of invoice value with receivables as security and a Xero connection.

Amount
$150K to $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Cash Advance

Commercial Property Loan

Commercial property loan from $100,000 to $2.5M to buy or refinance business premises, release equity or consolidate debt, secured by commercial property.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Commercial Property Loan

Equipment Finance

Finance for new and used vehicles, yellow goods, plant, machinery and medical equipment, secured by the asset, with repayments spread over time.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Equipment Finance

Invoice Finance

Invoice finance facility from $500,000 to $25M for businesses with larger funding needs, with no property security needed.

Amount
$500K to $25M
Term
Not published
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Invoice Finance

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Liberty Financial Secured Business Loan

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Security
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Liberty Financial Low Doc Business Loan

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Liberty Financial Flexible Business Loan

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Term
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Security
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Rates and other criteria
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