Westpac Trade Finance

Short-term finance for import and export trade, in AUD or most major currencies, for up to 180 days and repaid in full at maturity.

From lender's website, 25 Sept 2026

Product details

As published by Westpac. Details not published by the lender are marked.

Loan amount: Not published
Rate: Rate available on applicationInterest charged on a discount or yield basis; no rate figure published.
Rate type: Not published
Term: Not published
Security: Not published
Structure: Trade finance
Fees: Drawdown fee of $50 for amounts under AUD20k or equivalent; free for AUD20k or more · Extension or rollover fee of $50 per rollover · Prepayment fee of $50 (subject to approval and break costs); no charge if prepaid within 10 days of maturity
Repayment frequency: Not published
Early repayment: Prepayment without penalty within 10 calendar days before maturity; otherwise a $50 prepayment fee plus break costs, subject to approval
Time trading: Not published
Turnover: Not published
Documents: Not published
Guarantees: Not published
Funding time: Not published
Restrictions: Term matches the underlying trade transaction, not more than 180 days; pre-shipment finance up to 30 days; credit limit set by assessment.
How to apply: Direct with the lender, or through us
Suitable purposes: StockCash flow

Sources and freshness

Version 2, effective 25 Sept 2026. Second pass check against the lender website.

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
Commercial relationships.: Where we have a commercial relationship with a lender, it is shown on that lender's profile. Appearing on our homepage or in results does not by itself mean a commercial relationship exists.