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Thinktank Commercial Line of Credit

Line of credit of up to $1M secured by commercial property, added to a Thinktank commercial loan, with no annual reviews.

Working Capital FinanceCommercial Property FinanceVia broker
Source dated 24 Sept 2026
Amount
Up to $1M
Term
Up to 5 yrs
Rate
Rate available on application
Max LVR
Varies
Enquire about this product

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
Up to $1M
Rate
Rate available on applicationThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR
VariesWithin the limits of the linked commercial property loan.
Rate type
Variable
Term
Up to 5 yrs
Security
Property-secured
Structure
Line of credit
Fees
No ongoing fees or annual reviews · Establishment and settlement fees as set out in the letter of offer · Discharge $950 plus legal fees
Repayment frequency
Monthly
Credit policy
Added to a Thinktank commercial property loan · No annual reviews
Not accepted
Traditional overdraft facilities · Postcodes with a population under 10,000 people
How to apply
Through a broker or the lender's relationship managers
Not published by Thinktank
early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Cash flowGrowth

About Commercial Line of Credit

Thinktank publishes these details for Commercial Line of Credit: structure line of credit; loan amount up to $1M; term up to 5 yrs; security property-secured; maximum LVR varies; suitable purposes cash flow, Growth. Not published by Thinktank for this product: time trading, turnover, documentation, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Thinktank products

  • Commercial Full Doc Loan: Structure is line of credit here and term loan for Commercial Full Doc Loan; loan amount is up to $1M here and $100K to $10M for Commercial Full Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Full Doc Loan; maximum LVR is varies here and up to 80% for Commercial Full Doc Loan.
  • Commercial Mid Doc Loan: Structure is line of credit here and term loan for Commercial Mid Doc Loan; loan amount is up to $1M here and $100K to $10M for Commercial Mid Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Mid Doc Loan; maximum LVR is varies here and up to 80% for Commercial Mid Doc Loan.
  • Commercial Quick Doc Loan: Structure is line of credit here and term loan for Commercial Quick Doc Loan; loan amount is up to $1M here and from $100K for Commercial Quick Doc Loan; term is up to 5 yrs here and up to 30 yrs for Commercial Quick Doc Loan; documentation is published for Commercial Quick Doc Loan (minimal documentation) but not for this product.
  • Commercial Lease Doc Loan: Structure is line of credit here and term loan for Commercial Lease Doc Loan; loan amount is up to $1M here and from $100K for Commercial Lease Doc Loan; term is up to 5 yrs here and up to 25 yrs for Commercial Lease Doc Loan; documentation is published for Commercial Lease Doc Loan (assessed on the lease: at least a 2-year arm's length lease) but not for this product.

Maximum LVR by scenario

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

DocumentationLoan amountSecurityLocationMax LVR
AnyAny amountAnyPostcodes under 10,000 peopleNot accepted

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More from Thinktank

Via broker

Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Via broker

Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
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Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan
Via broker

Commercial Quick Doc Loan

Commercial property loan with the lightest documentation Thinktank offers, for borrowers who value speed and simplicity.

Amount
From $100K
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Quick Doc Loan
Via broker

Commercial Lease Doc Loan

Commercial investment property loan assessed on the lease: for properties with at least a 2-year arm's length lease, over up to 25 years.

Amount
From $100K
Term
Up to 25 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Lease Doc Loan

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