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Pepper Money Commercial Asset Finance (Commercial Loan & Mortgage)

Commercial loan or chattel mortgage for equipment and vehicles such as trucks, machinery, fit-outs and commercial solar.

Equipment & Asset FinanceVehicle & Fleet FinanceGreen & Sustainable Finance
Source dated 1 Oct 2026
Amount
Not published
Term
Not published
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by Pepper Money. Details not published by the lender are marked.

Rate
Rate available on application
Security
Asset-backed
Structure
Chattel mortgage
Time trading
2+ years ABN registration
Green programme borrower
Eligible commercial asset finance customers
Eligible green assets or projects
Commercial solar assets expressly named by Pepper Money
How to apply
Direct with the lender, or through us
Not published by Pepper Money
loan amount, rate type, term, fees, repayment frequency, early repayment, turnover, documents, guarantees, funding time, green discount, restrictions
Suitable purposes
EquipmentVehicleSustainable investment
Green uses
Solar & renewable energy

About Commercial Asset Finance (Commercial Loan & Mortgage)

Pepper Money publishes these details for Commercial Asset Finance (Commercial Loan & Mortgage): structure chattel mortgage; security asset-backed; time trading 2+ years ABN registration; suitable purposes equipment, Vehicle, Sustainable investment. Not published by Pepper Money for this product: loan amount, term, maximum LVR, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Pepper Money products

  • Commercial Property Loan: Structure is chattel mortgage here and term loan for Commercial Property Loan; loan amount is published for Commercial Property Loan (up to $5M) but not for this product; term is published for Commercial Property Loan (1 yr to 30 yrs) but not for this product; security is asset-backed here and property-secured for Commercial Property Loan.
  • Finance Lease (business assets): Structure is chattel mortgage here and lease for Finance Lease (business assets); suitable purposes is equipment, Vehicle, Sustainable investment here and equipment, Vehicle for Finance Lease (business assets).
  • SMSF Loan (Business Real Property): Structure is chattel mortgage here and term loan for SMSF Loan (Business Real Property); loan amount is published for SMSF Loan (Business Real Property) (up to $5M) but not for this product; term is published for SMSF Loan (Business Real Property) (up to 30 yrs) but not for this product; security is asset-backed here and property-secured for SMSF Loan (Business Real Property).

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More from Pepper Money

Commercial Property Loan

Commercial property loan up to $5M over 1 to 30 years for purchase, refinance or tax debt, with full doc and alt doc options.

Amount
Up to $5M
Term
1 yr to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Pepper Money Commercial Property Loan

Finance Lease (business assets)

Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
Source dated 23 Sept 2026
Details for Pepper Money Finance Lease (business assets)

SMSF Loan (Business Real Property)

SMSF loan up to $5M for buying or refinancing business real property, for established, compliant SMSFs with a corporate trustee.

Amount
Up to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
7.09% to 9.99% p.a. (variable)
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Pepper Money SMSF Loan (Business Real Property)

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