Skip to content
The Business Loan Store
Moneytech logo

Moneytech Cash Advance

Confidential invoice finance facility from $150,000 to $1M, advancing up to 80% of invoice value with receivables as security and a Xero connection.

Invoice FinanceDebtor FinanceWorking Capital Finance
Source dated 25 Sept 2026
Amount
$150K to $1M
Term
Not published
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by Moneytech. Details not published by the lender are marked.

Loan amount
$150K to $1M
Rate
Rate available on application
Security
Asset-backed
Structure
Invoice finance
Restrictions
Up to 80% of invoice value advanced; confidential facility; invoices to creditworthy Australian business customers with proof of delivery or acceptance and payment terms within 90 days; a diverse customer base
How to apply
Direct with the lender, or through us
Not published by Moneytech
rate type, term, fees, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Cash flow

About Cash Advance

Moneytech publishes these details for Cash Advance: structure invoice finance; loan amount $150K to $1M; security asset-backed; suitable purposes cash flow. Not published by Moneytech for this product: term, maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Moneytech products

  • Business Loan: Structure is invoice finance here and term loan for Business Loan; loan amount is $150K to $1M here and $25K to $500K for Business Loan; term is published for Business Loan (up to 3 yrs) but not for this product; security is asset-backed here and varies for Business Loan.
  • Commercial Property Loan: Structure is invoice finance here and commercial property loan for Commercial Property Loan; loan amount is $150K to $1M here and $100K to $2.5M for Commercial Property Loan; security is asset-backed here and property-secured for Commercial Property Loan; documentation is published for Commercial Property Loan (tenancy schedule with tenant details, cost per square metre, annual lease amount, commencement date, term and option period) but not for this product.
  • Equipment Finance: Structure is invoice finance here and equipment finance for Equipment Finance; Moneytech publishes loan amount ($150K to $1M) for this product but not for Equipment Finance; suitable purposes is cash flow here and equipment, Vehicle for Equipment Finance.
  • Invoice Finance: Loan amount is $150K to $1M here and $500K to $25M for Invoice Finance; Moneytech publishes security (asset-backed) for this product but not for Invoice Finance; suitable purposes is cash flow here and cash flow, Growth for Invoice Finance.

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

More from Moneytech

Business Loan

Business loan from $25,000 to $500,000 over up to 36 months for cash flow, ATO debt, expansion, acquisitions and equipment, secured or unsecured.

Amount
$25K to $500K
Term
Up to 3 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
12+ months GST registration
Source dated 25 Sept 2026
Details for Moneytech Business Loan

Commercial Property Loan

Commercial property loan from $100,000 to $2.5M to buy or refinance business premises, release equity or consolidate debt, secured by commercial property.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Commercial Property Loan

Equipment Finance

Finance for new and used vehicles, yellow goods, plant, machinery and medical equipment, secured by the asset, with repayments spread over time.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Equipment Finance

Invoice Finance

Invoice finance facility from $500,000 to $25M for businesses with larger funding needs, with no property security needed.

Amount
$500K to $25M
Term
Not published
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Invoice Finance

Similar products from other lenders

Major bank

Commonwealth Bank Stream Working Capital

Invoice finance facility funding up to 80% of unpaid B2B invoices, linked to cloud accounting software, with no property security needed.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Commonwealth Bank Stream Working Capital
Invoice and trade financier

Fifo Capital Invoice Finance

Selective invoice finance from $10K to $2M advancing up to 80% of invoice value, disclosed or undisclosed, managed through the Fifopay platform.

Amount
$10K to $2M
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
12+ months trading
Source dated 25 Sept 2026
Details for Fifo Capital Invoice Finance
Major bank

Westpac Invoice Finance

Confidential invoice finance advancing up to 85% of unpaid invoices, for businesses with $4M+ annual turnover and limits from $1M.

Amount
From $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
5.86% p.a. + margin
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Westpac Invoice Finance
Major bank

NAB Invoice and Debtor Finance

Invoice finance advancing up to 85% of unpaid invoices for businesses with over $1M annual turnover, usually without property security.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
9.61% p.a. + margin
Repayments
Not published
Trading
12+ months trading
Source dated 25 Sept 2026
Details for NAB Invoice and Debtor Finance

Start typing to search finance types, lenders, products and guides.