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Westpac

Westpac Trade Finance

Short-term finance for import and export trade, in AUD or most major currencies, for up to 180 days and repaid in full at maturity.

Trade FinanceStock & Inventory Finance
Source dated 25 Sept 2026
Amount
Not published
Term
Not published
Rate
Rate available on application
Security
Not published
Enquire about this product

Product details

As published by Westpac. Details not published by the lender are marked.

Rate
Rate available on applicationInterest charged on a discount or yield basis; no rate figure published.
Structure
Trade finance
Fees
Drawdown fee of $50 for amounts under AUD20k or equivalent; free for AUD20k or more · Extension or rollover fee of $50 per rollover · Prepayment fee of $50 (subject to approval and break costs); no charge if prepaid within 10 days of maturity
Early repayment
Prepayment without penalty within 10 calendar days before maturity; otherwise a $50 prepayment fee plus break costs, subject to approval
Restrictions
Term matches the underlying trade transaction, not more than 180 days; pre-shipment finance up to 30 days; credit limit set by assessment.
How to apply
Direct with the lender, or through us
Not published by Westpac
loan amount, rate type, term, security, repayment frequency, time trading, turnover, documents, guarantees, funding time
Suitable purposes
StockCash flow

About Trade Finance

Westpac publishes these details for Trade Finance: structure trade finance; suitable purposes stock, Cash flow. Not published by Westpac for this product: loan amount, term, security, maximum LVR, time trading, turnover. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Westpac products

  • Bank Bill Business Loan: Structure is trade finance here and term loan (BBSY-linked) for Bank Bill Business Loan; loan amount is published for Bank Bill Business Loan (from $250K) but not for this product; term is published for Bank Bill Business Loan (up to 30 yrs) but not for this product; security is published for Bank Bill Business Loan (secured) but not for this product.
  • Business Car Loan: Structure is trade finance here and chattel mortgage for Business Car Loan; loan amount is published for Business Car Loan (from $15K) but not for this product; term is published for Business Car Loan (1 yr to 7 yrs) but not for this product; security is published for Business Car Loan (asset-backed) but not for this product.
  • Business Equipment Loan: Structure is trade finance here and chattel mortgage (lease and hire purchase also offered) for Business Equipment Loan; loan amount is published for Business Equipment Loan (from $15K) but not for this product; term is published for Business Equipment Loan (1 yr to 7 yrs) but not for this product; security is published for Business Equipment Loan (asset-backed) but not for this product.
  • Business Loan: Structure is trade finance here and term loan for Business Loan; loan amount is published for Business Loan (from $10K) but not for this product; security is published for Business Loan (secured) but not for this product; documentation is published for Business Loan (iD, financial statements, proof of individual income for directors and shareholders, personal and business expenses, latest annual financial statements or business tax return, 12 months of ATO BAS, and a signed lease for property investments.) but not for this product.

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