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Commonwealth Bank

Commonwealth Bank Stream Working Capital

Invoice finance facility funding up to 80% of unpaid B2B invoices, linked to cloud accounting software, with no property security needed.

Invoice FinanceWorking Capital FinanceCashflow Loans
Source dated 25 Sept 2026
Amount
Not published
Term
Not published
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by Commonwealth Bank. Details not published by the lender are marked.

Rate
Rate available on applicationInterest rate margin set on individual circumstances; interest charged only on the amount used.
Security
Asset-backed
Structure
Invoice finance
Fees
Line fee (amount in letter of offer) · One-off establishment fee (amount in letter of offer)
Documents
Connection of eligible cloud accounting software (Xero, MYOB or QuickBooks) plus some documents.
Restrictions
Invoices must be in AUD, issued to other businesses (B2B) and issued in arrears; payments must go to a Stream Working Capital Transaction Account.
How to apply
Direct with the lender, or through us
Not published by Commonwealth Bank
loan amount, rate type, term, repayment frequency, early repayment, time trading, turnover, guarantees, funding time
Suitable purposes
Cash flow

About Stream Working Capital

Commonwealth Bank publishes these details for Stream Working Capital: structure invoice finance; security asset-backed; documentation connection of eligible cloud accounting software (Xero, MYOB or QuickBooks) plus some documents.; suitable purposes cash flow. Not published by Commonwealth Bank for this product: loan amount, term, maximum LVR, time trading, turnover, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Commonwealth Bank products

  • Agri Green Loan: Structure is invoice finance here and term loan for Agri Green Loan; loan amount is published for Agri Green Loan (from $10K) but not for this product; Commonwealth Bank publishes security (asset-backed) for this product but not for Agri Green Loan; documentation is connection of eligible cloud accounting software (Xero, MYOB or QuickBooks) plus some documents. here and financial statements, proof of individual income, bank statements, documents showing the eligible loan purpose, and identification. for Agri Green Loan.
  • BetterBusiness Loan: Structure is invoice finance here and term loan for BetterBusiness Loan; loan amount is published for BetterBusiness Loan (from $10K) but not for this product; term is published for BetterBusiness Loan (up to 30 yrs) but not for this product; security is asset-backed here and varies for BetterBusiness Loan.
  • Business Green Loan: Structure is invoice finance here and term loan for Business Green Loan; loan amount is published for Business Green Loan (from $10K) but not for this product; Commonwealth Bank publishes security (asset-backed) for this product but not for Business Green Loan; documentation is connection of eligible cloud accounting software (Xero, MYOB or QuickBooks) plus some documents. here and documents detailing the eligible asset or project and proof of how funds will be used (for example quotes, project proposals and budgets). for Business Green Loan.
  • Business Overdraft: Structure is invoice finance here and overdraft for Business Overdraft; loan amount is published for Business Overdraft (from $2K) but not for this product; security is asset-backed here and varies for Business Overdraft; Commonwealth Bank publishes documentation (connection of eligible cloud accounting software (Xero, MYOB or QuickBooks) plus some documents.) for this product but not for Business Overdraft.

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