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Secured Lending First Mortgage Loan

Short-term private business loan of $250K to $10M secured by a first registered mortgage, for terms of 1 to 24 months.

Specialist & Private FinanceBusiness LoansNon-Cashflow / Asset-Backed Finance
Source dated 26 Sept 2026
Amount
$250K to $10M
Term
1 mth to 2 yrs
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Enquire about this product

Product details

As published by Secured Lending. Details not published by the lender are marked.

Loan amount
$250K to $10M
Rate
From 9.7% p.a.Starting rate published on the product page with no as-at date; figures as displayed on 2026-09-26.
Maximum LVR
Up to 70%
Term
1 mth to 2 yrs
Security
Property-secured
Structure
Term loan
Fees
Application fee of $2,000, payable only on execution of the letter of offer
Funding time
As little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days
Restrictions
Business or investment purposes only; first registered mortgage over property; up to 70% LVR
How to apply
Direct with the lender, or through us
Not published by Secured Lending
rate type, repayment frequency, early repayment, time trading, turnover, documents, guarantees
Suitable purposes
Commercial propertyRefinanceTax debtGrowth

About First Mortgage Loan

Secured Lending publishes these details for First Mortgage Loan: structure term loan; loan amount $250K to $10M; term 1 mth to 2 yrs; security property-secured; maximum LVR up to 70%; funding time as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days. Not published by Secured Lending for this product: time trading, turnover, documentation, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Secured Lending products

  • ATO Tax Debt Loan: Funding time is as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days here and finance within 24 hours for ATO Tax Debt Loan; suitable purposes is commercial property, Refinance, Tax debt, Growth here and tax debt for ATO Tax Debt Loan.
  • Bridging Loan: Structure is term loan here and bridging loan for Bridging Loan; funding time is as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days here and finance within 24 hours for Bridging Loan; suitable purposes is commercial property, Refinance, Tax debt, Growth here and cash flow, Something else for Bridging Loan.
  • Caveat Loan: Structure is term loan here and caveat loan for Caveat Loan; documentation is published for Caveat Loan (no full financials or tax returns) but not for this product; funding time is as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days here and finance within 24 hours; in most cases approved and settled within 24 to 48 hours for Caveat Loan; suitable purposes is commercial property, Refinance, Tax debt, Growth here and cash flow, Tax debt, Equipment, Stock for Caveat Loan.
  • Second Mortgage Loan: Funding time is as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days here and settlement within 24 hours for qualifying applications for Second Mortgage Loan; suitable purposes is commercial property, Refinance, Tax debt, Growth here and tax debt, Growth, Cash flow, Refinance for Second Mortgage Loan.

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More from Secured Lending

ATO Tax Debt Loan

Private first or second mortgage loan of $250K to $10M to clear ATO tax debt, including PAYG and super, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending ATO Tax Debt Loan

Bridging Loan

Short-term commercial bridging loan of $250K to $10M secured by a first or second mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Bridging Loan

Caveat Loan

Short-term business loan of $250K to $10M secured by a caveat over residential or commercial property, leaving your first mortgage in place, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Caveat Loan

Second Mortgage Loan

Short-term business loan of $250K to $10M secured by a second mortgage behind your existing first mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 11.95% p.a. fixed
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Second Mortgage Loan

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